Comparer les prix de Paypal et Stripe

Comparer les prix de Paypal et Stripe

PayPal and Stripe are the most popular payment gateways when you searching for a payment provider for your business or startup, both have many payment methods and payment solutions, and we understand it can be overwhelming to decide Stripe or PayPal fits your needs, so let’s compare both payment gateways.

Compare PayPal and Stripe Features

Before we go compare the pricing models of Stripe and PayPal it is important to check if they offer the features you need for your business, both companies have many payment solutions for your business and integrations for your website or app.

PayPal Features

PayPal is offering Features for small and enterprise businesses, they are active in mostly all countries with makes them perfect for global businesses.

  • Buy now & Pay later
  • Fraud detection
  • Credit Card & Local Payment Methods
  • Invoicing, TAX, and Terminals
  • PayPal QR Codes and PayPal Buttons
  • PayPal API and many integrations

Stripe Features

Stripe is a payment provider founded in Silicon Valley, they are not only the most popular payment provider for startups in silicon valley anymore, they serve the largest enterprise companies in the world.

  • No-code payment solutions (payment links)
  • Invoicing, TAX, and Terminals
  • Stripe API and many integrations
  • Stripe Elements and Stripe Checkout

PayPal and Stripe pricing

Both Stripe and PayPal have different pricing models based on your business or where your company is located, to know exactly the pricing it is best to contact them for the exact pricing based on your situation.

Below the will compare the pricing of both PayPal and Stripe to let you decide which pricing fits best your needs.

PayPal Pricing

When we talk about PayPal Pricing we mean Merchant Fees, the PayPal pricing for personal use is different, we only compare here PayPal Business Pricing with Stripe Pricing.

  • Invoicing: 3.49% + fixed fee
  • PayPal Checkout 3.49% + $0,09 fixed fee
  • PayPal Guest Checkout 3.49% + $0,09 fixed fee
  • QR code Transactions – 10.01 USD and above 1.90% + $0,09 fixed fee
  • QR code Transactions – 10.00 USD and below 2.40% + $0,09 fixed fee

Additional PayPal costs

  • Advanced Fraud Protection Services: 0.05% per transaction
  • Additional Risk Factors: Up to 5% per transaction
  • Chargeback Protection: 0.40% per transaction
  • Uncaptured Authorization Transactions: 0.30 USD

To see a complete PayPal Pricing please see: https://www.paypal.com/us/webapps/mpp/merchant-fees#fixed-fees-commercialtrans

Stripe Pricing

Stripe has really simple and clear pricing, the transactions fees are mostly based and depended on which payment method the clients make the payment, you only

  • Credit Cards & Wallets: 2,9% + US$ 0,30
  • ACH Direct Debit: 0,8%
  • Stripe Terminal 2,7% + US$ 0,05
  • Alipay: 2,9% + US$ 0,30
  • Apple Pay: 2,9% + US$ 0,30
  • Google Pay: 2,9% + US$ 0,30
  • Click to Pay: 2,9% + US$ 0,30
  • WeChat Pay: 2,9% + US$ 0,30
  • Bancontact: 1,4% + US$ 0,30
  • EPS: 1,6% + US$ 0,30
  • Giropay: 1,4% + US$ 0,30
  • iDEAL: US$ 0,80
  • Multibanco: 2,95% + US$ 0,30
  • Przelewy24: 2,2% + US$ 0,30
  • SOFORT: 1,4% + US$ 0,30
  • SEPA Direct Debit: 0,8% + US$ 0,30 tot $6.00
  • AfterPay : 6% + US$ 0,30
  • Klarna : 5,99% + US$ 0,30

Coûts supplémentaires de Stripe

  • $10.00 facture pour les paiements échoués ou les rétrocessions par prélèvement SEPA.
  • Paiements instantanés 1%
  • Domaine personnalisé : $10 par mois
  • Facturation par carte de crédit : 0.5%
  • Facturation Stripe : 0.4%
  • Taxe Stripe : 0,5% par transaction

Pour voir la tarification complète de Stripe, veuillez consulter : https://stripe.com/nl-us/pricing#pricing-details

Qui a les meilleurs prix : Stripe ou PayPal ?

Maintenant que nous avons comparé les prix de Stripe et de PayPal, vous pouvez prendre votre propre décision et comparer les meilleurs prix et fonctionnalités pour votre entreprise. Les deux ont des prix compétitifs, mais nous vous conseillons d'essayer les deux et de faire une ventilation des coûts mensuels, puis de choisir la passerelle de paiement qui vous convient le mieux.

N'hésitez pas à contacter PayRequest si vous souhaitez obtenir plus d'informations ou de conseils sur la meilleure passerelle de paiement pour votre entreprise.

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