Calculateur de paiement Stripe

Free Stripe Payout Calculator

The Stripe Payout Calculator helps you instantly estimate your net payout after Stripe fees, transaction costs, and optional currency conversion.

Simply enter your payment amount and see how much will actually reach your bank account — including estimated payout delays by region.

 

This free tool is ideal for freelancers, e-commerce stores, SaaS companies, and agencies that receive payments through Stripe in Europe, the UK, or worldwide.

Why Use a Stripe Payout Calculator?

Stripe deducts processing and conversion fees before transferring money to your bank.

By knowing your true net payout, you can better manage:

💰 Cash-flow forecasting

🧾 Accounting and reconciliation

💼 Profit-margin analysis

🌍 Cross-border payouts (FX fees)

🕓 Expected payout timing

 

Stripe Payout Calculator

Stripe Payout Calculator

Estimate your final bank payout after Stripe fees and optional currency conversion.

Enter an amount to calculate your payout.

Estimated Stripe Payout Delays

RegionApprox. Time to Bank Account
Europe (EU/EEA)2 business days
United Kingdom3 business days
United States5 business days
Other Regions5–7 business days

How This Tool Works

  1. 1. Enter your total charge amount (€).

  2. 2. Choose the payment type (EU Card, Non-EU, Wallet, etc.).

  3. 3. Optionally enable +2% FX fee for international transactions.

  4. 4. Select your country payout speed.

 

Instantly view:

  • – Stripe fee
  • – Net payout amount
  • – Estimated payout date
  •  

Everything is calculated client-side for speed and privacy — no data leaves your browser.

Stripe Payout Fees Overview

 

Payment TypeStripe FeeExample €100 ChargeTypical Payout Delay
EU Card1.4% + €0.25€1.65 fee → €98.35 payout≈ 2 business days
Non-EU / International Card2.9% + €0.25€3.15 fee → €96.85 payout≈ 3–5 days
American Express2.9% + €0.25€3.15 fee → €96.85 payout≈ 5 days
Digital Wallet (Apple Pay, Revolut Pay, etc.)1.5% + €0.25€1.75 fee → €98.25 payout≈ 2 days
Bank / SEPA Transfer0.8% (capped €5)€0.80 fee → €99.20 payout≈ 2 days

💡 Add 2% if currency conversion (FX) applies to your payout.

Frequently Asked Questions (FAQ)

  • What is the Stripe Payout Calculator?

    It’s a free online tool that calculates how much Stripe will charge for processing a payment in Europe and how much you’ll receive after fees.

  • Does Stripe charge for payouts?

    Stripe deducts its standard processing fees (1.4%–2.9% + €0.25 on average) before the payout. No extra fee is charged for the transfer itself.

  • Are fees different for international cards?

    Yes, non-EU or international cards usually incur higher rates (2.9% + €0.25 vs 1.4% + €0.25 for EU cards).

  • How does currency conversion affect payouts?

    Stripe adds about 2% FX fee when converting between currencies (e.g. USD → EUR).

  • When will I receive my Stripe payout?

    Typically 2 business days in Europe, 3–5 days elsewhere, depending on your account region and bank processing time.

  • Is this tool affiliated with Stripe?

    No — it’s an independent estimator designed to help Stripe users calculate payouts quickly.

  • Can I use this calculator for accounting purposes?

    Yes, it’s perfect for reconciling Stripe payments, forecasting income, and understanding fees before payouts arrive.

Let's Start Your Billing Automation Journey Today!

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Why should I use PayRequest for my business?

We automate the boring stuff—like recurring invoices, payment reminders, and tracking failed payments—so you can focus on growing your business.

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We integrate with Mollie, Stripe, PayPal, Open Banking, and more, allowing you to accept payments globally and connect your bank accounts for real-time insights.

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