Free Europe Stripe Fee Calculator
The Europe Stripe Fee Calculator helps online merchants, freelancers, and SaaS businesses estimate Stripe transaction fees and net payouts across European and international payment methods.
Simply enter your amount, choose the payment method (card, wallet, or bank transfer), and instantly see how much Stripe charges and what you’ll actually receive after fees.
This free tool makes it easy to plan your pricing, accounting, and cash flow by providing transparent breakdowns for all Stripe EU payment options, including Alipay, iDEAL, Klarna, Bancontact, MobilePay, and more.
Why Use a Stripe Fee Calculator for Europe?
Stripe applies different fees depending on the payment method, card type, and currency conversion.
For European businesses, these small variations can make a big difference in margins especially when handling thousands of transactions per month.
Using this calculator, you can:
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Instantly see exact Stripe fees and net payout per transaction
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Compare EU cards vs international cards
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Add 2% currency conversion to simulate cross-border sales
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Include alternative payment methods like PayPal, Klarna, or Revolut Pay
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Understand the true cost of accepting payments in Europe
Stripe Fee Calculator for Europe
Europe Stripe Fee Calculator
Estimate processing fees and net payout for European and global payment methods.
Supported Payment Methods
This calculator includes:
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Credit and Debit Cards (EU and non-EU)
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Digital Wallets: Alipay, MobilePay, PayPal, Revolut Pay, WeChat, Amazon Pay, Satispay
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Bank Payments: Bancontact, iDEAL, SEPA, BLIK, EPS, Swish, TWINT
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Buy Now, Pay Later: Klarna, Alma, Billie
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Cash and Local Payments: Multibanco, MB WAY
It’s an all-in-one overview of Stripe’s most common European payment fees.
Optimize Your Stripe Pricing Strategy
By knowing your net payout ahead of time, you can:
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Set more accurate prices
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Avoid undercharging customers
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Improve financial forecasting
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Save time on manual fee calculations
Perfect for freelancers, startups, eCommerce stores, and SaaS platforms operating in or selling to the European market.
Stripe Fees in Europe (2026 Overview)
| Payment Method | Stripe Fee Structure | Type |
|---|---|---|
| EU Cards | 1.4% + €0.25 | Standard |
| Non-EU / International Cards | 2.9% + €0.25 | Standard |
| Alipay | 2.9% + €0.25 | Wallet |
| MobilePay | 1.5% + €0.36 | Wallet |
| PayPal | 0.2% + €0.10 + PayPal Fees | Wallet |
| Revolut Pay | 1.5% + €0.25 | Wallet |
| WeChat Pay | 2.9% + €0.25 | Wallet |
| Amazon Pay | 1.5% + €0.25 | Wallet |
| Satispay | 1.8% + €0.25 | Wallet |
| Bancontact | 1.4% + €0.25 | Bank |
| BLIK / EPS | 1.6% + €0.25 | Bank |
| iDEAL | €0.29 flat | Bank |
| Przelewy24 | 2.2% + €0.25 | Bank |
| SEPA Bank Transfer | 0.5% | Bank |
| SEPA Direct Debit | €0.35 flat | Bank |
| Swish | 1% + €0.30 | Bank |
| TWINT | 2.6% + €0.25 | Bank |
| MB WAY | 1.5% + €0.25 | Bank |
| Klarna | 5.99% + €0.30 | Buy Now, Pay Later |
| Alma (Pay in 2) | 3.9% + €0.30 | Buy Now, Pay Later |
| Billie | 3.5% + €0.30 | Buy Now, Pay Later |
| Multibanco | 2.95% + €0.25 | Cash-based |
Frequently Asked Questions (FAQ)
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What is the Stripe Fee Calculator for Europe?
It’s a free online tool that calculates how much Stripe will charge for processing a payment in Europe and how much you’ll receive after fees.
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Does Stripe charge different fees per payment method?
Yes. Fees vary based on the type of card, payment method (like Alipay or Klarna), and whether a currency conversion applies.
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Is this calculator updated for 2026 fees?
Yes, all rates are based on Stripe’s official European pricing for 2026
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Does this include currency conversion fees?
You can enable or disable a 2% FX fee in the calculator to simulate currency conversion.
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Can I use this for business planning or accounting?
Absolutely. Many merchants use it to estimate transaction costs, set pricing, and plan cash flow more accurately.
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Is this tool affiliated with Stripe?
No. It’s an independent fee calculator designed to help merchants understand Stripe’s pricing structure.
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Do I need an account to use it?
No — it’s completely free and works instantly in your browser.
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