Free Tool • WhatsApp Payments

WhatsApp Payment Link Generator

Not just a WhatsApp chat link — a real payment link you share via WhatsApp. Your customer taps it, pays instantly by card, iDEAL, Apple Pay or SEPA, and you get notified.

What is a WhatsApp payment link?

WhatsApp chat link (wa.me)
  • • Opens a WhatsApp conversation
  • • No payment is collected
  • • You still need to chase payment
  • • Requires a bank transfer follow-up
WhatsApp payment link (this tool)
  • • Opens a secure payment checkout
  • • Customer pays in seconds
  • • Automatic receipt + confirmation
  • • Card, iDEAL, Apple Pay, SEPA

Create your payment link

Leave empty to let the customer enter the amount

Your payment link

https://payrequest.io/request/new/paymentlink
Copy this link and paste it in any WhatsApp chat or group. Your customer taps it and lands on a secure checkout page — pre-filled with the amount you set.

Payment methods your customer sees:

Credit cardiDEALApple PayGoogle PaySEPABancontactKlarna

How to accept payments via WhatsApp

1

Generate your link

Enter the amount and description above. Your PayRequest payment link is ready instantly — no account needed for this step.

2

Share via WhatsApp

Paste the link into any WhatsApp chat, group, or WhatsApp Business message. Add a short note like 'Pay here →'.

3

Customer pays instantly

They tap the link, see your checkout page, and pay by card, iDEAL, Apple Pay or SEPA. You get a confirmation email.

Frequently asked questions

What is a WhatsApp payment link?

A WhatsApp payment link is a URL you share in a WhatsApp chat that opens a secure checkout page — not just a chat window. The customer taps it, chooses a payment method (card, iDEAL, Apple Pay, SEPA), and completes the payment in seconds. Unlike a wa.me chat link, money is actually collected.

Does my customer need a PayPal account or app?

No. The customer only needs a card or a bank account. They tap the link, fill in their payment details on the checkout page, and pay. No account, no download, no friction.

What payment methods work with a WhatsApp payment link?

Customers can pay by credit card, debit card, iDEAL (Netherlands), Bancontact (Belgium), SEPA bank transfer, Apple Pay, Google Pay, and Klarna — depending on your payment provider settings.

Is this the same as WhatsApp Pay?

No. WhatsApp Pay (Meta Pay) is only available in India and Brazil. A WhatsApp payment link works globally — you send the link via WhatsApp, but the payment happens on an independent checkout page that works in any country.

How do I accept payments via WhatsApp as a freelancer or small business?

Use this generator to create a payment link with the invoice amount and description. Share it in your WhatsApp conversation. The client pays directly — you receive the money to your bank account and both get a confirmation email. Takes under 60 seconds.

Want reusable payment links + automatic reminders?

PayRequest gives you a permanent payment link, automatic follow-up reminders via WhatsApp and email, and a full view of who paid and who hasn't. Free plan, every feature included.