Free Stripe Conversion Calculator
The Stripe Conversion Calculator helps you instantly estimate how much you’ll receive after Stripe’s currency conversion and FX fees when accepting international payments.
Whether you’re converting from USD → EUR, GBP → USD, or any other currency pair, this tool gives you a clear breakdown of exchange rates, Stripe FX fees, and your final payout amount.
It’s perfect for global businesses, freelancers, and eCommerce sellers who receive payments in one currency and get paid out in another.
Why Use a Stripe Currency Conversion Calculator?
When you accept payments in a currency different from your Stripe account’s payout currency, Stripe applies its own foreign exchange (FX) rate plus an additional conversion fee (usually 2%).
These hidden costs can affect your profit margin — especially for high-volume or international transactions.
With this calculator, you can:
- – Convert between major currencies (USD, EUR, GBP, CAD, AUD, JPY, etc.)
- – See the real effect of Stripe’s 2% FX fee
- – Understand your net payout after conversion
- – Plan accurate product pricing and cross-border billing
- – Optimize your multi-currency strategy
Stripe Conversion Calculator
Stripe Conversion Calculator
Estimate currency conversion costs and Stripe FX fees for cross-currency transactions.
Default 2% (typical Stripe currency conversion fee)
How It Works
- 1. Enter your payment amount and choose your from/to currencies.
2. Set the Stripe FX fee percentage (default 2%).
3. Instantly see:
- – Exchange rate used
- – Stripe FX fee deducted
- – Final converted payout amount
All calculations are performed locally in your browser for instant and private results.
Supported Currencies
The calculator currently supports:
USD, EUR, GBP, CAD, AUD, JPY
You can use it for typical conversions like:USD → EUR (United States to Europe)
EUR → GBP (Eurozone to UK)
USD → CAD (US to Canada)
AUD → USD (Australia to US)
GBP → JPY (UK to Japan)
Stripe FX Fee and Conversion Overview
| From → To | Example Rate | Stripe FX Fee | Example Converted Payout (on $1,000) |
|---|---|---|---|
| USD → EUR | 0.92 | 2% | €901.60 |
| EUR → USD | 1.09 | 2% | $1,068.20 |
| GBP → USD | 1.28 | 2% | $1,254.40 |
| USD → GBP | 0.78 | 2% | £764.40 |
| AUD → EUR | 0.59 | 2% | €578.20 |
💡 Note: These are example rates. Actual Stripe conversion rates change daily and are based on live FX market data.
Frequently Asked Questions (FAQ)
-
What is the Stripe Conversion Calculator?
It’s a free tool that estimates the payout amount after Stripe’s currency conversion and FX fees for cross-border payments.
-
How much does Stripe charge for currency conversion?
Stripe typically adds ~2% above the daily market exchange rate. This varies slightly depending on region and currency pair.
-
Where does Stripe get its exchange rates?
Stripe uses live market rates from major financial institutions, updated multiple times per day.
-
Can I remove or avoid the 2% FX fee?
Only if you maintain Stripe accounts in multiple currencies and connect local bank accounts for each.
-
Does Stripe charge conversion fees on refunds?
Yes, if you refund a transaction that involved currency conversion, the FX fee and processing fees are not refunded.
-
6. Is this calculator affiliated with Stripe?
No — this is an independent tool built for Stripe users to estimate conversion fees and payouts more transparently.
-
Does the calculator support live exchange rates?
Currently it uses sample rates for demonstration, but you can enable live rates using a real-time FX API.
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