Accept Bank Payments with Zero Fees
Accept iDEAL, SEPA transfers, Bancontact, and bank payments from 3000+ European banks. Zero transaction fees with automatic payment matching.
Supported Bank Payment Methods
Accept payments from customers across Europe using their preferred local bank payment method.
iDEAL
(Netherlands)The most popular payment method in the Netherlands. Over 70% of Dutch online payments use iDEAL for instant bank transfers.
Bancontact
(Belgium)Belgium's leading payment method. Accept payments from millions of Belgian consumers using their bank cards.
SEPA Transfer
(Europe)Accept bank transfers from any of the 36 SEPA countries. Zero fees with automatic payment matching via Ponto.
Sofort
(Germany & Austria)Popular in Germany and Austria. Customers pay directly from their bank account with instant confirmation.
Why Accept Bank Payments?
Lower fees, higher trust, and automatic reconciliation make bank payments ideal for B2B and high-value transactions.
Zero Transaction Fees
Unlike card payments that charge 2-3%, bank transfers through Ponto have no transaction fees.
Automatic Matching
Payments are automatically matched to invoices using unique reference codes. No manual reconciliation.
Bank-Level Security
All payments are protected by PSD2 compliance and bank-grade security protocols.
Real-Time Sync
See payments as soon as they arrive in your bank account with real-time synchronization.
3000+ Banks
Connect with over 3000 European banks through our open banking integration.
Pan-European
Accept payments from 36 SEPA countries including Netherlands, Belgium, Germany, and more.
Keep 100% of Your Payment
Bank transfers have zero transaction fees from PayRequest. Compare that to 1.5-3% for card payments or PayPal.
- No percentage fee per transaction
- No fixed fee per transaction
- No monthly minimums or hidden costs
- Perfect for high-value invoices
Perfect For
Bank payments are ideal for businesses that value low fees and professional transactions.
B2B Payments
Most businesses prefer bank transfers for invoices. Offer their preferred payment method.
High-Value Transactions
Save hundreds on large invoices. No percentage fees means more profit.
Invoice Payments
Send professional invoices with bank transfer details. Auto-match when paid.
Recurring Payments
Set up SEPA direct debit for automatic recurring collections.
Powered By
We partner with leading payment providers to offer the best bank payment experience.
Start Accepting Bank Payments Today
Join thousands of businesses accepting bank payments with zero fees. Set up in minutes.
0% transaction fees • Automatic matching • No setup costs