Accept iDEAL Payments
The most popular payment method in the Netherlands with 73% market share. Instant bank transfers, zero chargebacks, and trusted by 17+ million Dutch consumers.
iDEAL Payment
Secure bank transfer
What is iDEAL?
iDEAL is the leading online payment method in the Netherlands, developed by the Dutch banking association Currence. It allows customers to pay directly from their bank account using their own bank's secure online banking environment.
When a customer selects iDEAL at checkout, they choose their bank, log in with their banking credentials, and approve the payment. The money is transferred instantly, and you receive confirmation in real-time.
How iDEAL Works
A simple 4-step process that takes less than 30 seconds for your customer.
Select iDEAL
Customer chooses iDEAL at checkout
Choose Bank
Select their bank from the list
Authorize
Log in and approve via banking app
Done!
Instant confirmation, order complete
Supported Dutch Banks
iDEAL works with all major Dutch banks and many international banks operating in the Netherlands.
Benefits of Accepting iDEAL
Why 73% of Dutch online payments are made with iDEAL.
Instant Confirmation
Receive real-time payment confirmation. No waiting for funds to clear — ship orders immediately.
Zero Chargebacks
Bank transfers are final. Unlike credit cards, there's no chargeback risk with iDEAL payments.
Low Transaction Fees
Fixed fee of ~€0.29 per transaction. Much cheaper than credit card percentages on larger orders.
High Conversion Rate
Dutch customers trust iDEAL. Offering it can increase conversion by 20-30% in the Netherlands.
Mobile Optimized
Seamless experience on mobile. Customers can approve payments with their banking app.
Bank-Level Security
Payments are processed through the customer's own bank with 2-factor authentication.
iDEAL Fees Compared
See how iDEAL compares to other payment methods for Dutch customers.
iDEAL
- Instant confirmation
- No chargebacks
- All Dutch banks
Credit Cards
- Global acceptance
- Chargeback risk
- Higher fees on large orders
PayPal
- Buyer protection
- Account required
- Highest fees
Accept iDEAL with PayRequest
Enable iDEAL payments through our integrated payment providers. No coding required.
Start Accepting iDEAL Today
Reach 17+ million Dutch consumers with their preferred payment method. Set up in minutes.
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