Is Stripe better than Mollie?

Stripe is better for global SaaS, marketplaces, and businesses outside Europe — it operates in 46+ countries with deep developer tooling. Mollie is better for European businesses needing iDEAL, Bancontact, or local EU methods, and is typically cheaper for European card transactions. Many businesses use both.

Which payment provider has the lowest fees?

For European cards, Stripe is cheapest at 1.5% + €0.25, narrowly beating Mollie at 1.8% + €0.25. For iDEAL, Mollie charges a flat €0.29 per transaction with no percentage. PayPal at 2.9% + €0.35 is the most expensive.

Can I use multiple payment providers at once?

Yes. PayRequest lets you connect Stripe, Mollie, and PayPal to a single account. Each customer is offered the cheapest or most familiar method automatically based on their country and the cart total.

Do I need a developer to set up a payment provider?

No. With PayRequest you connect any provider via OAuth in under three minutes — no API keys, webhooks, or code. You just log in to your Stripe, Mollie, or PayPal account once and the integration is live.

What payment methods does PayRequest support?

PayRequest supports 20+ methods through its providers: cards (Visa, Mastercard, Amex), iDEAL, Bancontact, SEPA Direct Debit, Apple Pay, Google Pay, Klarna, Sofort, PayPal wallet, and more. Available methods depend on which providers you connect.

How fast do I get paid?

Payout speed is set by the provider. Stripe pays out in 2–7 business days depending on country. Mollie pays out daily by default. PayPal balance is instant; bank withdrawals take 1–3 business days.

Does PayRequest take a cut of my transactions?

No. PayRequest charges a flat monthly subscription and 0% platform fee on transactions. You only pay your payment provider's processing rate — Stripe, Mollie, or PayPal directly. The money goes from buyer to your provider account to your bank, never via us.

Does PayRequest take a cut of Stripe transactions?

PayRequest charges 0% on top of Stripe on transactions. You only pay Stripe's published rate — typically 1.5% + €0.25 for European cards. PayRequest's pricing is a flat monthly subscription, not a per-transaction percentage.

What is Adaptive Pricing?

Adaptive Pricing automatically shows each buyer the price in their local currency. A buyer in Toronto sees CAD, a buyer in Tokyo sees JPY. The 2–4% conversion fee is paid by the buyer, not by you — and you receive the original amount in your settlement currency.

Which payment methods does Stripe enable on PayRequest?

Visa, Mastercard, American Express, Apple Pay, Google Pay, Link, SEPA Direct Debit, Klarna, Afterpay, Affirm, iDEAL, Bancontact, giropay, EPS, and Przelewy24 — 20+ methods total, surfaced automatically based on the buyer's country.

Can I use Stripe alongside Mollie or PayPal?

Yes. PayRequest lets you connect all three to one account. Each customer is offered the cheapest or most familiar method based on their country. Switch primary providers any time without breaking existing links.

How do refunds and chargebacks work?

Refunds: open the transaction in your dashboard and click Refund — full or partial, multiple times if needed. Chargebacks: Stripe notifies PayRequest via webhook and the dispute is logged on the transaction. You upload evidence in the Stripe Dashboard.

Home / Providers / Stripe

Stripe · payment provider

Sell to anyone, anywhere — in their currency.

Connect Stripe to PayRequest in 3 minutes. Cards, wallets, iDEAL, Klarna — 20+ methods, 46+ countries, 135+ currencies. With Adaptive Pricing built in.

Connect Stripe See how it works

3min

OAuth setup

PayRequest fee

135+

currencies

1.5%

+€0.25 EU cards

Pay €25.00 to maria.studio

live

Total · adaptive

CA$ 36.50

orig. €25.00 · FX paid by buyer

🇨🇦

VISA

Card · ending 42423DS authenticated

●

Pay

Apple PayOne-tap on iPhone

Klarna · Pay in 3CA$ 12.17 today

iDEALEU bank transfer · €25.00

Pay CA$ 36.50

Adaptive Pricing

buyer pays the conversion · you don't

Why Stripe + PayRequest

Stripe's reach. PayRequest's simplicity.

Stripe gives you a worldwide checkout. PayRequest gives you a link to send. Together: a global payment business in the time it takes to make coffee.

No code. Ever.

Stripe's API is famous for a reason — and you'll never touch it. Connect via OAuth, paste a price, get a link. The integration we wrote means you don't have to write yours.

One link, every method.

Cards, Apple Pay, Google Pay, Link, iDEAL, Bancontact, Klarna, Affirm — Stripe surfaces the right ones for each buyer's country automatically. You ship one link.

Adaptive Pricing — free.

Buyers see local currency. The 2–4% conversion fee is on them, not you. You receive your full amount in EUR. International conversion goes up; your revenue doesn't go down.

Stripe's fraud, on auto-pilot.

Radar's machine-learning fraud screening blocks bad payments before they hit your dashboard. 3D Secure triggers automatically when risk is elevated — no rules to write.

0% PayRequest fee.

We don't take a cut on transactions. You pay Stripe's published rate (1.5% + €0.25 for EU cards) and that's it. No platform percentage, no per-link surcharge, no surprises.

Stack three providers.

Run Stripe alongside Mollie and PayPal on the same account. Each customer sees the cheapest or most familiar method for their region. Your dashboard stays unified.

Adaptive Pricing

Sell in 135+ currencies without doing the FX math.

You set one price in EUR. Stripe shows the buyer their local currency at a locked exchange rate. The 2–4% conversion fee is added to their total — not yours. You receive €25 in EUR, every time.

This is the single biggest conversion lever for international payment links. Buyers don't second-guess foreign currency totals; they just click Pay CA$ 36.50 and move on.

Locked rates for 24 hoursbuyers see consistent pricing across the day

Buyer pays the FX fee2–4% added to their total — your settlement is unchanged

Currency selectorbuyer can switch back to your default if they prefer

On by defaultflip it off in Provider Settings if you need a single currency

🇨🇦CAD · CANADACA$ 36.50€25.00 → +FX

🇯🇵JPY · JAPAN¥ 4,180€25.00 → +FX

🇬🇧GBP · UK£ 21.40€25.00 → +FX

🇺🇸USD · USA$ 27.30€25.00 → +FX

🏠EUR · YOU€ 25.00your settlement

🇦🇺AUD · AUSTRALIAA$ 41.20€25.00 → +FX

🇸🇬SGD · SINGAPORES$ 36.80€25.00 → +FX

🇨🇭CHF · SWITZERLANDFr 24.50€25.00 → +FX

🇧🇷BRL · BRAZILR$ 138€25.00 → +FX

Stripe pricing

You pay Stripe. Not us.

Stripe's published rates apply. PayRequest adds 0% on top. No setup fees, no monthly minimums from us, no per-link surcharge.

Method

Stripe rate

PayRequest fee

European cards

visa, mastercard, debit

1.5% + €0.25

always

UK cards

£-denominated

1.5% + £0.20

always

International cards

non-EU/UK

3.25% + €0.25

always

SEPA Direct Debit

recurring · €

0.35%

always

Klarna · Afterpay · Affirm

BNPL

3.29% + €0.35

always

Adaptive Pricing

currency conversion

2–4%

paid by buyer

unaffected

Single PayRequest plan at €20/mo with 0% platform fee on transactions. You only pay Stripe's published rate — your settlement is unchanged.

See full pricing

Stripe is perfect for

Built for global businesses at any scale.

Whether you ship software to 40 countries or run a studio that picks up the occasional international client — Stripe's reach makes both feel the same.

SaaS

Subscriptions, globally

Recurring billing across 46+ countries with proration, dunning, and customer portals — surfaced through PayRequest's links.

+34%

intl conv.

0.7%

churn drop

E-commerce

High-volume checkout

BNPL, wallets, and cards on a single page. Higher AOV from Klarna, faster mobile checkout from Apple/Google Pay.

+22%

conversion

+18%

AOV

Marketplaces

Split & payout

Stripe Connect routes funds to multiple parties on a single transaction. Useful for studios, agencies, multi-vendor setups.

n-way

splits

2 day

payout

Global services

Bill clients in their currency

Adaptive Pricing means the freelancer in Lisbon and the client in Sydney see the right currency. You see EUR, every time.

135+

currencies

FX cost

3 minutes, 4 steps

Connect in the time it takes to pour coffee.

No API keys. No webhook configuration. No developer. OAuth flow you've used a hundred times before.

Open Provider Settings

Inside PayRequest, navigate to Provider Settings and locate the Stripe card.

~ 10 seconds

Click Connect

You'll be sent to Stripe's secure OAuth page. Sign in to your existing account, or create one.

~ 30 seconds

Approve permissions

Stripe asks to charge on your behalf. Approve, and Stripe redirects you back to PayRequest.

~ 20 seconds

You're live

The Stripe card now shows Connected. New payment links route to Stripe automatically.

done

20+ payment methods

Whatever your customer already has open.

all enabled by default

VISA

Visa

cards · global

Mastercard

cards · global

AMEX

American Express

cards · premium

Pay

Apple Pay

wallet · iOS

G·Pay

Google Pay

wallet · Android

Link

stripe · 1-tap

Klarna

BNPL · pay later

aft

Afterpay

BNPL · 4 splits

Affirm

BNPL · USA

SEPA

SEPA Direct Debit

bank · recurring

iDEAL

local · NL

Bancontact

local · BE

giro

giropay

local · DE

EPS

local · AT

P24

Przelewy24

local · PL

Frequently asked

Honest answers to common questions.

Under 3 minutes via OAuth. You log in to your Stripe account once — no API keys, no webhooks, no developer required. The connection is live the moment Stripe redirects you back to PayRequest. If you don't have a Stripe account, you can create one in the same flow (Stripe's KYC takes another ~10 minutes).

Stop reading. Start collecting.

Connect Stripe in three minutes.

OAuth, not API keys. Live before lunch. 0% PayRequest fee — you only pay Stripe's rate.

Connect Stripe All providers

No card to start · OAuth · Free plan available

Stripe1.5% + €0.25 EU · 46+ countries

●

+ Mollieflat €0.29 iDEAL · stack EU local

+ PayPal200+ markets · consumer trust