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Local Payment Methods

Accept Local Payment Methods

Boost conversions by offering customers their preferred local payment method. iDEAL, Bancontact, SOFORT, and more — all through a single integration.

8+
Payment Methods
6
Countries
~70%
Avg Market Share
<€0.50
Average Fee

Why Offer Local Payment Methods?

Customers trust and prefer payment methods they know. Offering local options dramatically increases conversion rates.

Higher Conversion

Customers are 70% more likely to complete checkout when they see familiar payment options.

Increased Trust

Local payment methods are backed by national banks, giving customers confidence to pay.

Instant Confirmation

Most local methods provide real-time payment confirmation, reducing order uncertainty.

Expand Your Reach

Serve customers across Europe who may not have or want to use credit cards.

Supported Local Payment Methods

Accept payments from customers using the most popular payment methods in their country.

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Netherlands

iDEAL

73% market share Instant

The #1 payment method in the Netherlands. Direct bank transfers with instant confirmation. Used by 17+ million Dutch consumers.

Dutch Banking Association
Fee:€0.29
ABN AMROINGRabobankSNS Bank+2 more
Learn more
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Belgium

Bancontact

80% market share Instant

Belgium's national payment scheme. Debit card payments with 3D Secure. Used by virtually every Belgian consumer.

Bancontact Payconiq Company
Fee:€0.25 + 0.5%
KBCBNP Paribas FortisBelfiusING Belgium
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Germany & Austria

SOFORT / Klarna

45% market share Instant

Direct bank transfers in Germany and Austria. Now part of Klarna. Trusted by millions for secure online payments.

Klarna
Fee:€0.25 + 0.9%
Deutsche BankCommerzbankSparkasseVolksbank
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Austria

EPS

35% market share Instant

Austria's online banking payment system. Supported by all major Austrian banks. Secure and instant transfers.

Austrian Banks
Fee:€0.39
Erste BankRaiffeisenBank AustriaBAWAG P.S.K.
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Poland

Przelewy24

50% market share Instant

Poland's leading online payment aggregator. Supports all major Polish banks and payment methods.

Przelewy24
Fee:1.0%
PKO Bank PolskimBankING Bank ŚląskiSantander
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Poland

BLIK

70% market share Instant

Poland's mobile payment standard. Customers generate 6-digit codes in their banking app. Extremely popular with younger consumers.

Polish Payment Standard
Fee:0.5%
PKO BPMillenniummBankING+1 more
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Portugal

Multibanco

85% market share

Portugal's interbank network. Customers receive a reference code to pay at any ATM or through online banking.

SIBS
Fee:€0.35
Millennium BCPCaixa GeralNovo BancoSantander Totta

Deprecated Payment Methods

🇩🇪Giropay(Germany)Discontinued June 2024

Giropay was discontinued in June 2024. German customers can use SOFORT/Klarna or direct bank transfers as alternatives.

How PayRequest Helps

We make it easy to accept all major European local payment methods through a single integration.

Multiple Providers

Connect with Stripe or Mollie to access local payment methods. We handle the complexity.

  • Stripe for global coverage
  • Mollie for European focus
  • Single dashboard for all
  • Automatic payout management

Automatic Detection

PayRequest automatically shows relevant payment methods based on customer location.

  • IP-based country detection
  • Show local methods first
  • Hide irrelevant options
  • Optimize for conversion

Optimized Checkout

Our payment pages are optimized for each payment method, ensuring smooth transactions.

  • Mobile-optimized flows
  • Native payment method UX
  • Instant confirmations
  • Automatic receipt delivery

Accept Local Payments Today

Increase your European conversion rates by offering customers their preferred payment method. Set up in minutes.

No credit card required • Free 14-day trial • Cancel anytime