PayPal Digital Product Pricing Calculator
Set a price for your ebook, study PDF or template by working backward from the amount you want to keep. Include PayPal fees, your cost per sale and any standard platform fee. This is a price calculation, not a prediction of demand or income.
No PayPal login or personal payment data needed.
Domestic rates only. International payments can add a surcharge. Your account agreement and checkout route determine the real rate. Editing a rate selects custom mode.
Additional international fee (%) / Your cost per order (optional)
Your estimate
Customer pays
€10.71
- PayPal processing
- €0.71
- Standard platform fee
- €0.00
- After payment fees
- €10.00
- Entered order cost
- €0.00
- After fees and entered cost
- €10.00
This remainder is not net profit. Tax, currency conversion, refunds, disputes, overhead and unentered costs are excluded. Actual provider settlement may round differently.
What would this cost each month?
The same calculated price and PayPal rate are used for every route. Your payment count is an input, not a sales forecast.
Direct PayPal
Total modeled fees
€14.20
- Provider
- €14.20
- Platform
- €0.00
- Subscription
- €0.00
PayRequest Free
Total modeled fees
€18.40
- Provider
- €14.20
- Platform
- €4.20
- Subscription
- €0.00
Active Premium
Total modeled fees
€19.20
- Provider
- €14.20
- Platform
- €0.00
- Subscription
- €5.00
Active Business
Total modeled fees
€34.20
- Provider
- €14.20
- Platform
- €0.00
- Subscription
- €20.00
At these inputs, Free has the lowest PayRequest platform cost. Digital products are available on Free. Choose a paid plan for its published features or a useful cost difference.
PayRequest adds the product page, billing or delivery workflow you choose; direct PayPal does not include those PayRequest services. Paid plans remove standard platform fees, not PayPal fees. Commission exceptions, tax and unlisted charges are excluded. Paid access requires setup and successful checkout.
Compare plan featuresPayPal fee examples you can check
Domestic examples at the listed rates, without PayRequest fees or order costs. These are arithmetic examples, not live transactions.
Netherlands · commercial payment
3.40% + €0.35
- Customer pays
- €100.00
- PayPal fee
- €3.75
- After PayPal
- €96.25
Netherlands · eligible card payment
1.80% + €0.35
- Customer pays
- €100.00
- PayPal fee
- €2.15
- After PayPal
- €97.85
United States · PayPal Checkout
3.49% + $0.49
- Customer pays
- $100.00
- PayPal fee
- $3.98
- After PayPal
- $96.02
United States · sent as Goods & Services
2.99% + $0.00
- Customer pays
- $100.00
- PayPal fee
- $2.99
- After PayPal
- $97.01
United States · standard card payment
2.99% + $0.49
- Customer pays
- $100.00
- PayPal fee
- $3.48
- After PayPal
- $96.52
How the reverse PayPal calculator works
The forward calculation subtracts the percentage fee and fixed charge from the payment. Reverse mode finds the smallest cent amount that reaches your target under this rounding model, including an entered order cost and your selected platform fee.
Fee = round(payment × rate, 2) + fixed charge. PayRequest Free standard fee = min(round(payment × 2%, 2), €25). Each percentage fee is rounded separately.
For the Netherlands commercial preset, a €100 payment has €3.75 in PayPal fees and leaves €96.25. To keep €100 after PayPal alone, this cent-rounding model returns €103.88. Always check your actual provider quote.
Use reverse mode to plan an agreed total selling price. It does not establish that a separate PayPal surcharge is permitted by your contract or local rules.
Questions before you set a price
Is this digital product pricing calculator free?
Yes. Calculate, copy and download the result without registering or connecting a PayPal account. Inputs are calculated in this page; they are not submitted as a quote request.
Are PayPal Goods & Services and Checkout fees the same?
Not necessarily. The current US schedule lists Send/Receive Money for Goods and Services at 2.99%, while PayPal Checkout is 3.49% plus $0.49 for USD. Select your merchant country and exact payment route, or enter your account rate.
Does using PayRequest remove PayPal fees?
No. PayPal processing remains separate on every plan. Free adds a 2% standard platform fee capped at €25 per transaction. Active Premium (€5/month) and Business (€20/month) remove that standard platform fee. Commission-payment exceptions remain separate.
Can I calculate fees for another country or currency?
Yes, by entering your actual percentage, fixed charge and any additional international percentage. Presets cover only the named domestic NL/EUR and US/USD routes. No live exchange rate or universal international rate is assumed.
Use the result in your next selling step
Official sources and calculation scope
PayPal’s merchant schedules determine the presets. Availability and your actual agreement may differ. This independent tool is made by PayRequest and is not an official PayPal quote.
Rates checked 14 November 2026. The US Goods & Services preset is 2.99% with no fixed fee; US Checkout uses 3.49% + $0.49.