PayPal Fee Calculator
Calculate PayPal fees for any transaction type. Includes 2025 rates for domestic, international, micropayments, and business transactions.
Transaction Details
PayPal charges 4.5% above the base exchange rate for currency conversion
Fee Breakdown
Standard Rate
Goods & Services: 3.49% + €0.49 domestic. International adds 1% more.
Friends & Family
Free when using PayPal balance or bank. 2.9% + €0.30 for card payments.
Micropayments
5% + €0.05 for transactions under $10. Better for small amounts.
PayPal Fees in 2025
Standard Goods & Services: PayPal charges 3.49% + $0.49 for domestic transactions. This increased from the previous 2.9% + $0.30 rate.
International Transactions: Add an extra 1% (4.49% + $0.49) when receiving payments from another country.
Currency Conversion: PayPal adds 4.5% above the base exchange rate when converting currencies. Consider using a service like Wise for better rates.
PayPal vs Stripe Fees
| Transaction Type | PayPal | Stripe (EU) |
|---|---|---|
| Domestic Card | 3.49% + €0.49 | 1.4% + €0.25 |
| International Card | 4.49% + €0.49 | 2.9% + €0.25 |
| Currency Conversion | 4.5% | 2% |
For most businesses, Stripe offers lower fees than PayPal, especially for European card payments.
Accept payments with lower fees
PayRequest supports Stripe, Mollie, and PayPal — choose the provider with the best rates for your business.