Is Stripe better than Mollie?

Stripe is better for global SaaS, marketplaces, and businesses outside Europe — it operates in 46+ countries with deep developer tooling. Mollie is better for European businesses needing iDEAL, Bancontact, or local EU methods, and is typically cheaper for European card transactions. Many businesses use both.

Which payment provider has the lowest fees?

For European cards, Stripe is cheapest at 1.5% + €0.25, narrowly beating Mollie at 1.8% + €0.25. For iDEAL, Mollie charges a flat €0.29 per transaction with no percentage. PayPal at 2.9% + €0.35 is the most expensive.

Can I use multiple payment providers at once?

Yes. PayRequest lets you connect Stripe, Mollie, and PayPal to a single account. Each customer is offered the cheapest or most familiar method automatically based on their country and the cart total.

Do I need a developer to set up a payment provider?

No. With PayRequest you connect any provider via OAuth in under three minutes — no API keys, webhooks, or code. You just log in to your Stripe, Mollie, or PayPal account once and the integration is live.

What payment methods does PayRequest support?

PayRequest supports 20+ methods through its providers: cards (Visa, Mastercard, Amex), iDEAL, Bancontact, SEPA Direct Debit, Apple Pay, Google Pay, Klarna, Sofort, PayPal wallet, and more. Available methods depend on which providers you connect.

How fast do I get paid?

Payout speed is set by the provider. Stripe pays out in 2–7 business days depending on country. Mollie pays out daily by default. PayPal balance is instant; bank withdrawals take 1–3 business days.

Does PayRequest take a cut of my transactions?

No. PayRequest charges a flat monthly subscription and 0% platform fee on transactions. You only pay your payment provider's processing rate — Stripe, Mollie, or PayPal directly. The money goes from buyer to your provider account to your bank, never via us.

Does PayRequest take a cut of PayPal transactions?

PayRequest charges 0% on top of PayPal on transactions. You only pay PayPal's published rate — typically 2.9% + €0.35 for standard transactions, with a +1.5% surcharge for cross-border. PayRequest's pricing is a flat monthly subscription.

Why is PayPal worth adding alongside Stripe?

PayPal has 400M+ active buyer accounts. Many shoppers prefer it because their card and shipping details are already saved — they check out in two clicks. Stripe and PayPal are complementary, not competing: Stripe captures card-first buyers, PayPal captures wallet-first buyers.

Which payment methods does PayPal enable?

PayPal Wallet, Pay Later (Pay in 4 and Pay Monthly), Venmo (US mobile only), credit and debit cards via PayPal's guest checkout, and bank account transfers. PayPal renders the right buttons automatically based on the buyer's region, device, and order value.

Do I need a PayPal Business account?

Yes. PayPal requires a Business (not Personal) account to accept payments through a partner integration. The connect flow detects existing Business accounts and links them instantly. If you only have a Personal account, the onboarding flow can convert it during signup.

Why don't I see Pay Later on my payment page?

Pay Later only renders when the order amount exceeds PayPal's regional threshold — typically €30+ in the EU and $30+ in the US. For amounts below that, only the standard PayPal button appears. PayPal's risk engine may also suppress Pay Later for buyers who don't qualify.

Home / Providers / PayPal

PayPal · payment provider

The checkout button 400M buyers already trust.

Add PayPal, Pay Later, and Venmo to your payment links in 3 minutes. Customers pay with details they've already saved — no card to type, no signup, no hesitation.

Connect PayPal See how it works

400M+

active accounts

200+

markets

PayRequest fee

2-tap

checkout

Pay €58.00 to maria.studio

live

Total · EUR

€ 58.00

or 4 × €14.50 with Pay Later

🛍️

PayPal

PayPalPay Later

venmo

OR PAY WITH CARD

Debit or Credit Card

Buyer Protection

built-in trust signal · zero work for you

Why PayPal + PayRequest

The button buyers recognize on sight.

Stripe captures buyers who reach for their card. PayPal captures buyers who reach for the wallet they've been using since 2008. The two together cover almost every shopper.

Zero friction for repeat buyers

Returning PayPal users check out with One Touch — a single tap, no card details, no shipping form. The fastest path to "thank you, your order is confirmed".

Pay Later, automatically.

For orders above €30 (EU) or $30 (US), PayPal surfaces Pay in 4 and Pay Monthly buttons automatically. Higher AOV with no extra integration on your side.

Venmo for US Gen-Z & Millennials

If your audience skews young and US-based, Venmo shows up alongside PayPal on mobile. The most natural checkout for a generation raised on social payments.

Buyer Protection sells the order.

For higher-ticket and first-time buyers, "PayPal Buyer Protection" is often the deciding factor. You inherit that trust without writing a single trust badge.

0% PayRequest fee.

We don't take a cut on transactions. You pay PayPal's published rate (2.9% + €0.35 standard) and that's it. No platform percentage, no per-link surcharge, no surprises.

Stack three providers.

Run PayPal alongside Stripe and Mollie on the same account. Buyers see whichever methods you've enabled; transactions route to whichever provider they pick.

Buyer trust

For some buyers, PayPal or nothing.

There's a generation of online shoppers who simply don't enter card details into unfamiliar checkouts. They look for the yellow PayPal button, and if it's not there, they close the tab.

Adding PayPal isn't about replacing your card processor — it's about not losing the buyer who would have happily paid, but only one way. For higher-ticket items, this single button can be the difference between abandoned and confirmed.

One Touch checkoutreturning buyers pay in a single tap, no details

Buyer Protection programcovers eligible orders if items don't arrive or aren't as described

Pay Later, no extra setupPay in 4 and Pay Monthly appear automatically above thresholds

Mobile-optimizedfull-width buttons, popup checkout — never leave your page

Active PayPal accounts worldwide

400M+

More than the population of the United States. Every one of them already has card and shipping details on file — and trusts the button.

Markets supported

200+

Send a payment link anywhere PayPal works.

Currencies accepted

25+

Settle in your preferred currency.

Avg. AOV lift with Pay Later

+18%

Reported by PayPal merchants on eligible orders.

Mobile checkout speed

2-tap

One Touch returning buyers — fastest path to confirm.

PayPal pricing

You pay PayPal. Not us.

PayPal's published merchant rates apply. PayRequest adds 0% on top. No setup fees, no monthly minimums from us, no per-link surcharge.

Type

PayPal rate

PayRequest fee

Standard transaction

PayPal · cards · domestic

2.9% + €0.35

always

QR-code transaction

in-person via PayPal QR

1.9% + €0.10

always

International

cross-border surcharge

+1.5%

on top of standard

always

Currency conversion

FX margin

~3–4%

PayPal's FX

unaffected

Pay Later · Pay in 4 · Pay Monthly

BNPL

2.9% + €0.35

always

Micropayments

under €10

5% + €0.05

always

Single PayRequest plan at €20/mo with 0% platform fee on transactions. You only pay PayPal's published rate — your settlement is unchanged.

See full pricing

PayPal is perfect for

Built for businesses where trust closes the sale.

Higher-ticket purchases, digital products, international buyers, social commerce — these are the orders where PayPal punches hardest.

E-commerce

Trusted checkout that converts

The yellow button reassures hesitant first-time buyers. Pair with Stripe to cover both wallet-first and card-first shoppers on the same page.

+22%

conv. lift

2-tap

checkout

Digital products

Instant delivery + protection

Templates, ebooks, courses, presets. Buyers click PayPal, the order confirms in seconds, and Buyer Protection gives them confidence to click in the first place.

<5s

to confirm

refund hassle

International

Buyers in 200+ markets

If a buyer can install the PayPal app, they can pay you. Especially valuable for emerging markets where local card acceptance is patchy.

200+

markets

25+

currencies

High-ticket

Pay Later closes the order

For €30+ orders, Pay in 4 and Pay Monthly buttons appear automatically. Buyers split the cost; you receive the full amount up front.

+18%

AOV

setup

3 minutes, 4 steps

Connect in the time it takes to pour coffee.

No API keys. No webhook configuration. PayPal Partner onboarding handles the auth — you click through it like any other login.

Open Provider Settings

Inside PayRequest, navigate to Provider Settings and locate the PayPal card.

~ 10 seconds

Click Connect

PayRequest opens PayPal's Partner onboarding. Sign in with your PayPal Business account, or create one.

~ 30 seconds

Approve permissions

Grant PayRequest permission to charge customers and issue refunds on your behalf. Approve, and you're back.

~ 20 seconds

You're live

The PayPal card now shows Connected with your merchant ID. Buttons appear on every payment link.

done

All the PayPal methods

One connection. Every PayPal button.

surfaced automatically by region

PayPal Wallet

WALLET · GLOBAL

Pay with PayPal balance, linked bank, or saved cards.

4×

Pay in 4

BNPL · €30+ ORDERS

Split into 4 interest-free instalments, every 2 weeks.

Pay Monthly

BNPL · LARGER ORDERS

Spread the cost over 6–24 months for higher-ticket carts.

Venmo

WALLET · US MOBILE

Tap-to-pay for US buyers. High lift in Gen-Z & Millennial segments.

CARD

Credit cards

GUEST CHECKOUT

Visa, Mastercard, Amex via PayPal — no PayPal account needed.

DEB

Debit cards

GUEST CHECKOUT

European debit and US debit cards through guest flow.

BANK

Bank account

LINKED · ACH/SEPA

Buyers pay directly from a linked bank account.

PPC

PayPal Credit

REVOLVING · US/UK

PayPal's own line of credit for eligible buyers.

Frequently asked

Honest answers to common questions.

Under 3 minutes via PayPal's Partner onboarding flow. Sign in with your existing PayPal Business account and approve permissions — no API keys, no webhooks, no developer required. The connection is live the moment PayPal redirects you back to PayRequest.

Stop reading. Start collecting.

Connect PayPal in three minutes.

Partner onboarding, not API keys. Live before lunch. 0% PayRequest fee — you only pay PayPal's rate.

Connect PayPal All providers

No card to start · Partner onboarding · Free plan available

PayPal2.9% + €0.35 · 200+ markets

●

+ Stripe1.5% + €0.25 EU · adaptive pricing

+ Mollieflat €0.29 iDEAL · stack EU local

Industries

Solutions

The checkout button 400M buyers already trust.

Pay €58.00 to maria.studio

The button buyers recognize on sight.

Zero friction for repeat buyers

Pay Later, automatically.

Venmo for US Gen-Z & Millennials

Buyer Protection sells the order.

0% PayRequest fee.

Stack three providers.

For some buyers, PayPal or nothing.

You pay PayPal. Not us.

Built for businesses where trust closes the sale.

Trusted checkout that converts

Instant delivery + protection

Buyers in 200+ markets

Pay Later closes the order

Connect in the time it takes to pour coffee.

Open Provider Settings

Click Connect

Approve permissions

You're live

One connection. Every PayPal button.

PayPal Wallet

Pay in 4

Pay Monthly

Venmo

Credit cards

Debit cards

Bank account

PayPal Credit

Honest answers to common questions.

Connect PayPal in three minutes.