3D Secure is a protocol founded by VISA under the brand name ‘Verified by VISA’ later credit card issuers MasterCard and AmericanExpress joined this 3D Secure protocol to reduce fraud and offer more security for online credit cards transactions.
It has 3 layers (domains) first you have the card issuer, then you have the merchant, and last you have 3DS which validates every transaction with a Pincode.
When a customer doing an online purchase and pays via credit card, they will be automatically redirected to a secure 3D page, here they need to fill in a password, after this, your payment will be approved by the credit card issuer.
3D is an extra security layer on top of your checkout process, it reduces customer refunds, which means you save money on refund costs and of course valuable time.
It is extra protection for fraud with stolen credit card details, which will have a negative impact on your business reputation if you do not take steps to prevent it.
We make it easy to use 3D Secure Fraud Protection at PayRequest, our Support Team can help you with questions like integrations, onboarding of your employees, and configuration of your payment page. Our self-service payment platform is designed for small and large businesses.
PayRequest is a Subscription Management & Billing Platform.
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