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Credit CardUniversal · global · 135+ currencies

Cards work
everywhere.

Visa, Mastercard, Amex and Maestro — the universal language of payments. Send a payment link and accept cards from any country, in any of 135+ currencies. The fallback that works for every customer, every time.

Create your linkFree generator
Free to start Setup in 2 minutes Via Stripe · Mollie · PayPal
pay.payrequest.io/brand-identity
L
Lisbon Studio
Brand identity package
Total
€2,400.00
Pay with Credit Card
Selected
Pay €2,400.00
200+
countries supported
135+
currencies
3D-Secure
fraud protection
PCI-DSS
compliant by default
Definition

What is a credit card payment link?

A credit card payment link is a shareable URL that lets anyone pay you online with Visa, Mastercard, American Express or any major card network — no website required.

A credit card payment link is just a URL pointing to a hosted checkout page. The customer opens the link, enters their card details (or autofills a saved card via Apple Pay, Google Pay, or browser autofill), and the transaction is authorised in seconds via Stripe, Mollie, or PayPal. Card data never touches your server — the checkout is PCI-DSS compliant by default and supports 3D-Secure for European cards.

With PayRequest, you create a credit card payment link in under a minute. Share it via WhatsApp, SMS, email, social media, Slack, or print it as a QR code on flyers and invoices. The link works on any device, in any of 135+ currencies, and customers in 200+ countries can pay with the card they already have in their wallet.

Credit cards are the universal fallback alongside local methods like iDEAL, Bancontact, SEPA and BNPL providers — your single PayRequest link adapts to whatever each customer prefers. PayRequest itself charges 0% on top of your provider's standard card processing rate.

Why Credit Card

Everything you need. Nothing extra.

Truly global
Visa, Mastercard, Amex, Maestro, JCB, Discover, UnionPay — every major network on every continent.
3D-Secure built in
Strong customer authentication for European cards. Fraud is your provider's problem, not yours.
One-tap with saved cards
Returning customers see saved cards via Stripe Link or browser auto-fill.
PCI-compliant by default
Card data never touches your server — encrypted, tokenised, handled by Stripe or Mollie.
Multi-currency
Charge in EUR, USD, GBP, AUD or any of 135+ currencies. Auto-detect or pick per link.
Highest universal fallback
Even when no local method applies, every customer with a card can pay your link.
Credit Card payment link

One link. Credit Card ready.

  • Same payment link supports cards alongside iDEAL, Apple Pay, SEPA, etc.
  • Mobile-optimised checkout — autofill, saved cards, large tap targets
  • Works in WhatsApp, SMS, email, social media, QR codes — anywhere
  • Combine with security deposits (pre-auth + capture later)
  • Works for one-off invoices, recurring subscriptions, donations, digital products
Start free
3 steps
01
Create your link
Set the amount, add a description, choose Credit Card as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with Credit Card, money lands in your account.
Popular for
FreelancersAgenciesWebshopsCourse creatorsCoachesSaaSHosting providersInternational sellers
FAQ

Credit Card payment links

How do credit card payment links work?
Create a link in PayRequest. The customer opens it on any device, taps 'Pay with card', enters card details (or uses saved card / Apple Pay / Google Pay autofill), and confirms. Money lands in your provider's account within minutes.
Which cards are accepted?
Visa, Mastercard, American Express, Maestro, Discover, JCB and UnionPay — depending on your provider. Stripe and Mollie support most networks; PayPal handles its own card flow.
What does it cost to accept cards?
Typical European card rates are around 1.4% + €0.25 (Stripe / Mollie). International cards are higher — around 2.9% + €0.25. PayRequest charges 0% on top of provider fees.
Is it safe to send a card payment link via WhatsApp?
Yes — the link itself is just a URL. Card details are entered on PayRequest's secure, PCI-compliant checkout page, encrypted in transit, and never visible in the message itself.
Can I do a card pre-authorisation (deposit)?
Yes. PayRequest supports security deposits — you authorise a card without charging it, hold for up to 30 days, then capture or release. Perfect for rentals, bookings and damage deposits.

Send a Credit Card link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

Get started freeSee all payment links