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iDEALNetherlands · #1 method

The fastest way to
get paid in NL.

iDEAL is the way Dutch customers actually pay — 70% of all online transactions. Send a payment link, your customer taps it, opens their bank app, confirms with Face ID. Money in your account within seconds.

Create your linkFree generator
Free to start Setup in 2 minutes Via Mollie · Stripe
pay.payrequest.io/bloem-deposit
B
Studio Bloem
Bridal photography deposit
Total
€350.00
Pay with iDEAL
Selected
Pay €350.00
70%
of NL e-commerce
4s
average checkout
20+
supported banks
€0.29
per transaction
Definition

What is iDEAL?

iDEAL is the Netherlands' #1 online payment method — a bank-app checkout used in roughly 70% of all Dutch e-commerce transactions.

iDEAL is a real-time payment scheme owned and operated by the Dutch banks. When a customer pays an iDEAL payment link, they pick their bank, get redirected into their own banking app, confirm with Face ID or a PIN, and the funds settle within seconds. There is no card number to type and no PayPal-style account to create — every Dutch consumer with a bank account already has iDEAL built in.

With PayRequest, you create an iDEAL payment link in under a minute and share it via WhatsApp, email, SMS, social media, or a printed QR code. The same link automatically shows iDEAL to Dutch customers and falls back to card, Apple Pay, SEPA or PayPal for everyone else — one URL covers every market you sell to.

iDEAL fees are typically a flat €0.29 per transaction via Mollie or roughly 1.2% via Stripe — far below card processing for the Dutch market. Because each payment is bank-authenticated, chargebacks effectively don't exist and conversion is 30%+ higher than card. PayRequest itself charges 0% on top — €20/month for the full billing CRM.

Why iDEAL

Everything you need. Nothing extra.

Instant settlement
Money arrives within seconds — no chargebacks, no holds, no surprises.
Bank-app checkout
Customers confirm in their own banking app with Face ID or fingerprint.
Zero fraud
iDEAL transactions are bank-authenticated — chargebacks effectively don't exist.
Lower fees
From €0.29 per transaction. Cheaper than cards for the Dutch market.
Every Dutch bank
ABN AMRO, ING, Rabobank, SNS, Knab, bunq, Triodos and more — all included.
Higher conversion
Customers trust iDEAL — checkout completion rates are 30%+ higher than cards in NL.
iDEAL payment link

One link. iDEAL ready.

  • Send the link via WhatsApp, email, SMS, or QR — iDEAL works in every channel
  • Mobile-first: customers pay with one tap and Face ID confirmation
  • Works with both Mollie and Stripe — pick the provider that suits you
  • QR codes built in — perfect for in-store, market stalls, and printed invoices
  • Combine with security deposits, recurring billing, or one-off invoices
Start free
3 steps
01
Create your link
Set the amount, add a description, choose iDEAL as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with iDEAL, money lands in your account.
Popular for
PhotographersWedding plannersWebshopsCoachesRestaurantsPersonal trainersHosting providersAgencies
FAQ

iDEAL payment links

How does an iDEAL payment link work?
You create a payment link with PayRequest and send it to your customer via any channel. They open the link, pick their bank, get redirected to their bank app, and confirm the payment. The whole flow takes about four seconds.
What does iDEAL cost?
iDEAL transactions cost from €0.29 each via Mollie or roughly 1.2% + €0.21 via Stripe. PayRequest itself charges 0% — €20/month for the full billing CRM. Your customer pays nothing extra.
Which banks support iDEAL?
Every major Dutch bank: ABN AMRO, ING, Rabobank, SNS, ASN, Knab, bunq, Triodos, Regio Bank, Revolut, N26, and Yoursafe. Together they cover essentially every NL consumer.
Can I send an iDEAL link via WhatsApp?
Yes — copy the payment link and paste it into a WhatsApp message. Your customer taps the link, opens their bank app, and pays. Same for SMS, email, Instagram DMs, and any other channel.
Does iDEAL work outside the Netherlands?
iDEAL only works for customers with Dutch bank accounts. For non-NL customers, your same payment link automatically shows other methods like card, Apple Pay, SEPA or PayPal — you don't need separate links.

Send a iDEAL link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

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