Ponto
Accept bank transfers with 0% transaction fees. Ponto's open banking integration automatically matches payments - no manual reconciliation needed.
Quick Facts
Why choose Ponto
Accept bank transfers with automatic payment matching and zero transaction fees. Learn more about bank transfers →
0% Transaction Fees
Accept bank transfers without any transaction fees. Only pay your Ponto subscription.
Automatic Matching
Payments are automatically matched using unique reference codes. No manual reconciliation.
Real-time Bank Sync
Your bank transactions sync automatically via Ponto's open banking API.
European Banks
Works with most European banks through the Ponto network.
Instant Recognition
Payments are matched within minutes of arriving in your bank account.
Open Banking (PSD2)
Built on secure PSD2-compliant open banking infrastructure.
How Bank Transfers Work
Accept bank transfers from your customers with automatic payment matching
Customer Selects
Customer chooses Bank Transfer at checkout
Details Displayed
Your IBAN and unique reference shown
Transfer Made
Customer transfers exact amount via their bank
Auto-Matched
Payment matched automatically by reference
Zero Transaction Fees
Unlike card payments that charge 2-3% per transaction, bank transfers through Ponto have no transaction fees from PayRequest. Keep 100% of your payment.
PayRequest +
Connect your Ponto account to PayRequest in minutes. Create payment links, send invoices, and manage subscriptions with European bank payment methods.
Ponto is perfect for
B2B Businesses
Professional clients prefer bank transfers for accounting
High-Value Transactions
Save on fees for large invoices and projects
Cost-Conscious Sellers
Keep 100% of your payment, no processing fees
European Markets
Strong bank transfer culture in NL, BE, DE
Ready to accept payments with Ponto?
Connect your Ponto account to PayRequest and start accepting zero-fee bank payments in minutes.
0% transaction fees • Automatic payment matching • No setup fees