Is Stripe better than Mollie?

Stripe is better for global SaaS, marketplaces, and businesses outside Europe — it operates in 46+ countries with deep developer tooling. Mollie is better for European businesses needing iDEAL, Bancontact, or local EU methods, and is typically cheaper for European card transactions. Many businesses use both.

Which payment provider has the lowest fees?

For European cards, Stripe is cheapest at 1.5% + €0.25, narrowly beating Mollie at 1.8% + €0.25. For iDEAL, Mollie charges a flat €0.29 per transaction with no percentage. PayPal at 2.9% + €0.35 is the most expensive.

Can I use multiple payment providers at once?

Yes. PayRequest lets you connect Stripe, Mollie, and PayPal to a single account. Each customer is offered the cheapest or most familiar method automatically based on their country and the cart total.

Do I need a developer to set up a payment provider?

No. With PayRequest you connect any provider via OAuth in under three minutes — no API keys, webhooks, or code. You just log in to your Stripe, Mollie, or PayPal account once and the integration is live.

What payment methods does PayRequest support?

PayRequest supports 20+ methods through its providers: cards (Visa, Mastercard, Amex), iDEAL, Bancontact, SEPA Direct Debit, Apple Pay, Google Pay, Klarna, Sofort, PayPal wallet, and more. Available methods depend on which providers you connect.

How fast do I get paid?

Payout speed is set by the provider. Stripe pays out in 2–7 business days depending on country. Mollie pays out daily by default. PayPal balance is instant; bank withdrawals take 1–3 business days.

Does PayRequest take a cut of my transactions?

No. PayRequest charges a flat monthly subscription and 0% platform fee on transactions. You only pay your payment provider's processing rate — Stripe, Mollie, or PayPal directly. The money goes from buyer to your provider account to your bank, never via us.

How long does it take to connect a wallet to PayRequest?

Under 1 minute. Open Provider Settings, click Connect on the Crypto (USDC) card, scan the WalletConnect QR with your wallet app, and sign the verification message. The sign is free — no gas fee, no transaction, just proof of wallet ownership.

What does PayRequest charge for crypto payments?

2% per successful USDC payment — that's the platform fee. We deduct it from the customer's payment, then forward 98% to your connected wallet automatically. No setup fees, no monthly minimums, no chargeback fees, no FX costs. The Base network gas fee (typically under $0.01) is paid by the customer.

Which wallets work with PayRequest?

Any wallet that supports WalletConnect on the Base network — 500+ wallets, including MetaMask, Rabby, Coinbase Wallet, Rainbow, Trust Wallet, Brave Wallet, Phantom, Ledger Live, and most hardware wallets via the WalletConnect bridge.

Can I use WalletConnect alongside Stripe, Mollie, and PayPal?

Yes. PayRequest lets you stack all four providers. On your payment page, customers see USDC alongside iDEAL, cards, and PayPal — they pick what they prefer. Each method settles to its matching account: card payments to Stripe, USDC to your crypto wallet.

How do refunds work with crypto payments?

Crypto transactions are irreversible — once a USDC payment is confirmed on Base, it cannot be charged back or reversed. To refund a customer, you send USDC directly from your wallet to theirs using the wallet address stored in the transaction record. There are no chargeback fees because chargebacks don't exist on-chain.

Why USDC specifically, and why Base?

USDC is a regulated stablecoin issued by Circle, pegged 1:1 to USD, backed by audited reserves. Base is the Layer-2 network built by Coinbase — sub-second confirmations, gas fees under a cent, broad wallet support. Together they're the most reliable and lowest-friction way to accept crypto payments in 2026.

Is accepting crypto payments legal in the EU?

Yes. Under the EU's Markets in Crypto-Assets regulation (MiCA), accepting crypto for goods and services is legal across all 27 member states in 2026. Businesses don't need a crypto license to receive payments — only crypto service providers (exchanges, custodians) need MiCA authorization.

Can I disconnect my wallet later?

Anytime. From Provider Settings, click Disconnect on the Crypto card. Existing transactions stay accessible in your dashboard; only new crypto payments are blocked while disconnected. You can connect a different wallet anytime.

Home / Providers / WalletConnect

WalletConnect · crypto payment provider

Accept crypto payments with your own wallet.

Connect any WalletConnect wallet to PayRequest in 60 seconds. Accept USDC on Base — sub-second settlement, zero chargebacks, worldwide reach. 98% lands in your wallet automatically.

Connect a wallet See how it works

60s

WalletConnect setup

PayRequest fee

<1s

Base confirmation

500+

supported wallets

Pay €25.00 to maria.studio

on Base

Total · USDC

27.20 USDC

€25.00 · gas paid by buyer

🪙

🦊

MetaMaskscan with mobile · 30M+ users

●

🔵

Coinbase Walletdirect USDC top-up

🐰

RabbyBase-native, multi-chain

Confirm in wallet

Why WalletConnect + PayRequest

Crypto's reach. PayRequest's simplicity.

WalletConnect gives you the wallet layer. PayRequest gives you the link, the checkout, the dashboard, and the auto-forwarding. Together: a crypto payment business in 60 seconds.

Scan a QR. Done.

No accounts to register, no API keys, no developer. Connect your wallet via WalletConnect — MetaMask, Rabby, Coinbase Wallet, any of 500+ supported wallets work the same way.

USDC on Base — instant, cheap.

Base confirms transactions in under 1 second. Gas fees are typically below $0.01 — paid by the customer, not you. Settlement is final the moment the transaction is on-chain.

Zero chargebacks. Ever.

Crypto transactions are irreversible by design. Once confirmed on Base, the payment is yours. No disputes, no chargeback fees, no refund fraud, no involuntary churn.

You own your wallet.

PayRequest never holds your funds. Customer USDC arrives in our treasury, we deduct the 2% platform fee, and forward 98% to your connected wallet automatically — usually within 2 minutes.

Worldwide, no banking restrictions.

Anyone with a wallet on Base can pay you — no country blocks, no KYC delays for the buyer, no SWIFT intermediaries. Perfect for international freelancers, SaaS, and creators.

Stack with Stripe, Mollie, PayPal.

Crypto sits next to your other payment methods on the same checkout. Customers pick USDC, card, iDEAL or PayPal — whatever they prefer. One link, every method.

How a payment flows

Customer scans. Base settles. Your wallet receives.

Your customer picks “Pay with Crypto” on the checkout. A WalletConnect QR appears. They scan it with MetaMask, Rabby, Coinbase Wallet — any wallet supporting WalletConnect on Base — and confirm the USDC amount.

The transaction settles on Base in under 1 second. PayRequest's treasury detects it within 30 seconds, deducts the 2% platform fee, and forwards 98% to your connected wallet. End-to-end: under 2 minutes from scan to settlement.

Customer scans the QRWalletConnect pairs the wallet app to the payment page

Wallet pre-fills the exact USDC amountno risk of wrong-amount errors

Customer signs the transactionsettles on Base in under 1 second

PayRequest forwards 98% to your wallettypically within 2 minutes of confirmation

🦊METAMASK · 30M+ USERSMost popularbrowser + mobile

🔵COINBASE WALLETCoinbase-issuedeasy USDC top-up

🐰RABBY · MULTI-CHAINModern walletBase-native

🌈RAINBOWMobile-firstiOS / Android

🛡️TRUST WALLETMulti-assetin-app dApp browser

🔗ANY WC WALLET500+ supportedWalletConnect standard

🦁BRAVE WALLETBrowser-builtBrave-native

👻PHANTOM · MULTI-CHAINCross-chainEVM + Solana

🔷LEDGER LIVEHardware walletvia WalletConnect

WalletConnect pricing

2% per payment. Nothing else.

PayRequest charges 2% per successful USDC payment. The customer pays the network gas (under $0.01 on Base). No chargeback fees, no FX, no monthly minimums.

Item

Cost

Who pays

USDC on Base

stablecoin · 1 USDC = $1

PayRequest platform fee

Network gas fee

paid by customer

<$0.01

Base typical

Currency conversion

USDC → EUR

off-ramp via Coinbase/Kraken

Chargeback fee

irreversible by design

€0

never

Refund handling

manual via your wallet

€0

you control

Monthly minimum

no volume requirements

€0

none

Free PayRequest plan with 2% per successful crypto payment (capped at €25/transaction). You connect your own wallet — PayRequest never holds your funds beyond the few seconds needed to forward 98% to your address.

See full pricing

WalletConnect is perfect for

Built for global, crypto-native businesses.

Cross-border freelancers, Web3 SaaS, creators with worldwide audiences, businesses in markets where traditional banking is slow or expensive — crypto solves problems cards can't.

Freelancers

Cross-border invoices

Skip SWIFT fees and 4-day waits. A Berlin freelancer invoices a Buenos Aires client in USDC — paid in under 2 minutes, less than 1¢ in gas.

2 min

settlement

<$0.01

gas

SaaS

Crypto-native customers

Web3 startups, DAOs, DeFi tooling and on-chain platforms have customers who hold USDC by default. Let them pay with what they already have.

FX cost

Global

reach

Creators

Worldwide tipping & sales

Patreon-style support, digital download sales, course access — accept USDC from any country, no Stripe payout delays, no PayPal account freezes.

chargebacks

24/7

settlement

Emerging markets

Bypass broken banking rails

Latin America, Southeast Asia, parts of Africa — markets where cards and wires fail or take weeks. USDC works peer-to-peer, instantly.

500+

wallets

Final

settlement

60 seconds, 4 steps

Connect in less time than opening a bank app.

No API keys. No webhook configuration. No KYC for the wallet itself. Scan a QR, sign a free message, you're live.

Open Provider Settings

Inside PayRequest, navigate to Provider Settings and find the Crypto (USDC) card.

~ 10 seconds

Click Connect

A WalletConnect QR code appears. On desktop, you can also choose 'Open WalletConnect' to see a list of supported wallets.

~ 5 seconds

Scan with your wallet

Open MetaMask, Rabby, Coinbase Wallet — any WalletConnect-compatible wallet — and scan the QR. Sign the verification message (no gas fee).

~ 20 seconds

You're live

Green Connected badge appears with your wallet address. Crypto is now an option on every payment page.

done

What's under the hood

Open standards. On-chain trust.

all publicly verifiable

USDC

USDC on Base

stablecoin · primary

Base

Base Network

L2 · Coinbase

WalletConnect v2

open protocol

QR pairing

scan + sign

Stable value

1 USDC = $1 USD

EVM

EVM compatible

Ethereum standard

Sig

Sign-in flow

verify ownership

On-chain

publicly verifiable

98% forwarding

2% platform fee

Zero chargebacks

final settlement

Frequently asked

Honest answers to common questions.

WalletConnect is the open protocol that lets a wallet app (on your phone) talk to a website (on a customer's computer or another device) without giving the website your private keys. PayRequest uses WalletConnect to connect your merchant wallet for receiving payouts, and to let your customers connect their wallets to pay you in USDC. It's the same protocol used by Uniswap, OpenSea, and most Web3 apps — battle-tested, open-source, free.

Stop reading. Start collecting.

Connect WalletConnect in sixty seconds.

Scan a QR, sign a free message, accept USDC on Base. 2% PayRequest fee — 98% lands in your wallet automatically.

Connect a wallet All providers

No card to start · WalletConnect v2 · Free plan available

WalletConnect2% USDC on Base · 500+ wallets

●

+ Stripe1.5% + €0.25 EU · 46+ countries

+ Mollieflat €0.29 iDEAL · stack EU local

+ PayPal200+ markets · consumer trust

Sectoren

Oplossingen

Accept crypto payments with your own wallet.

Pay €25.00 to maria.studio

Crypto's reach. PayRequest's simplicity.

Scan a QR. Done.

USDC on Base — instant, cheap.

Zero chargebacks. Ever.

You own your wallet.

Worldwide, no banking restrictions.

Stack with Stripe, Mollie, PayPal.

Customer scans. Base settles. Your wallet receives.

2% per payment. Nothing else.

Built for global, crypto-native businesses.

Cross-border invoices

Crypto-native customers

Worldwide tipping & sales

Bypass broken banking rails

Connect in less time than opening a bank app.

Open Provider Settings

Click Connect

Scan with your wallet

You're live

Open standards. On-chain trust.

USDC on Base

Base Network

WalletConnect v2

QR pairing

Stable value

EVM compatible

Sign-in flow

On-chain

98% forwarding

Zero chargebacks

Honest answers to common questions.

Connect WalletConnect in sixty seconds.