PayRequest vs Payloadz at a glance
| Area | PayRequest | Payloadz |
|---|---|---|
| Primary model | Seller storefront and billing platform | Specialist digital-download platform and marketplace |
| Published seller price | Free plan; 2% per successful payment, capped at EUR 25 | $29/month plus 2.9% per transaction after a $1 14-day trial |
| Payments | Connect supported providers including Stripe, Mollie and PayPal | PayPal payment platform is required to sell |
| Automatic file delivery | Included | Included |
| Storefront | Branded PayRequest store and direct product links | Payloadz store listings plus buttons for external sites |
| Affiliate system | Not a core seller feature | Built in |
| Products beyond downloads | Invoices, bookings, subscriptions, memberships and more | Focused on downloadable digital goods |
| Marketplace | Optional broader PayRequest marketplace | Established digital-download marketplace |
Choose PayRequest for a lower-commitment storefront
PayRequest is the stronger fit when you bring your own audience and want to start without a monthly software bill. You can publish a sales page, share a direct product link, collect payment through a connected provider and give the buyer access automatically.
Choose Payloadz for its specialist affiliate ecosystem
Payloadz has been designed around downloadable goods. Its seller plan includes unlimited products, store listings, download controls and a built-in affiliate system. That can matter more than the monthly price if affiliates are already an important acquisition channel for your catalog.
Compare the real cost at your sales volume
Payloadz currently publishes a $29 monthly seller price plus 2.9% per transaction. PayRequest publishes a 2% platform fee per successful payment, capped at EUR 25, with no monthly fee on the Free plan. Payment-provider processing is additional, and currencies differ, so calculate your own order mix instead of comparing one percentage in isolation.
Also price the features you would need to replace. An affiliate program may justify Payloadz for one seller, while invoicing, subscriptions or multiple payment-provider options may make PayRequest the simpler stack for another.
A practical way to test the switch
You do not need to move an entire catalog at once. Recreate one proven product in PayRequest, send a defined share of your own traffic to it and compare conversion, net revenue, support requests and repeat purchases. Keep Payloadz if its marketplace or affiliates continue to produce profitable orders.