Get paid in USDC. Any wallet. Instant.
Create a USDC payment link in 30 seconds. Any Trust Wallet, Phantom, MetaMask or WalletConnect user can pay it in one tap. Settles in under 2 seconds on Base or Solana. No volatility, no chargebacks, no integration.
The only stablecoin built for business payments
USD-pegged, no volatility
USDC is backed 1:1 by regulated cash and US Treasury reserves. Invoice €500, receive €500. No price swings between when you send the link and when the customer pays.
Settles in seconds, not days
On Base: ~2 seconds. On Solana: under 1 second. Card payments take 2–3 business days. SEPA takes 1 day. USDC is already in your wallet before the customer puts down their phone.
Zero chargebacks — ever
Blockchain transactions are irreversible once confirmed. No dispute window, no fraud reversals, no chargeback fees (typically 1.5–3% extra per disputed card payment). What's signed is settled.
Send to 180+ countries instantly
USDC has no borders. A client in Singapore, Nigeria or Brazil pays your payment link the same way a Dutch client does. No wire fees, no correspondent banks, no 2–5 day SWIFT wait.
Earns 3–5% yield while it sits
Unlike euros in a bank account (0–0.5% savings rate), USDC on Coinbase, Kraken or Aave earns 3–5% APY. Many businesses hold USDC as a working-capital alternative to euros.
400+ wallets, one link
Trust Wallet, Phantom, MetaMask, Binance Wallet, Coinbase Wallet, Brave, Backpack and 400+ WalletConnect wallets all pay the same link. You don't need a separate integration per wallet.
Every major crypto wallet. One link.
Your customers don't need to switch wallets. PayRequest works with whatever they already have.
Pick the right chain for every payment
| Network | Speed | Gas (customer) | Notes |
|---|---|---|---|
| BaseRecommended | ~2s | <$0.01 | Coinbase L2. Recommended for most payments. |
| SolanaRecommended | <1s | ~$0.001 | Fastest chain. Phantom & Backpack users. |
| Ethereum | ~15s | $1–5 | Highest decentralization. |
| Polygon | ~3s | <$0.05 | Cheap EVM chain. Wide wallet support. |
| BNB Chain | ~3s | <$0.10 | Popular with Trust Wallet & Binance users. |
30 seconds to your first USDC link
Connect your wallet
Add your EVM wallet (for Base) or Solana wallet in PayRequest Provider Settings. Takes 60 seconds.
Create a payment link
Set the amount in EUR or USD, add a description, hit Create. Your payment link is live instantly.
Share it anywhere
Send via WhatsApp, email, SMS, Telegram or print as QR. The customer opens it in any browser.
Customer pays, you confirm
Customer connects their wallet, signs the USDC transfer. PayRequest confirms on-chain and notifies you.
Frequently asked questions
What is a USDC payment link?
A USDC payment link is a shareable URL that opens a hosted checkout page where the customer connects their crypto wallet and sends USDC directly to your wallet address. PayRequest generates the link, detects the wallet, monitors the on-chain transaction, and sends you a confirmation — all automatically.
Which wallets can pay a USDC payment link?
Any WalletConnect-compatible wallet: Trust Wallet, MetaMask, Phantom, Coinbase Wallet, Binance Wallet, Backpack, Brave Wallet, Rainbow, Rabby, and 400+ others. On Solana, any Solana Wallet Standard wallet (Phantom, Solflare, Backpack) works natively.
Why USDC instead of ETH or BTC?
USDC is pegged 1:1 to the US dollar and backed by regulated cash reserves. You invoice €500, you receive €500 worth of USDC — no currency risk, no price swings between invoice and payment. ETH and BTC can lose 10% of value overnight. For business payments, USDC is the standard.
What does PayRequest charge?
2% per successful payment, capped at €25 per transaction. The customer pays network gas on top (typically <$0.01 on Base, ~$0.001 on Solana). No monthly fee, no setup cost, no per-wallet integration fee.
How fast does USDC settle?
On Base: ~2 seconds. On Solana: under 1 second. On Ethereum L1: 15–30 seconds. Compared to card payments (2–3 business days) or SEPA transfers (1 business day), USDC settlement is effectively instant.
Can I convert USDC to euros automatically?
PayRequest doesn't auto-convert, but you can connect Coinbase, Kraken, or another regulated exchange to auto-convert incoming USDC to EUR and deposit to your bank within 1–2 business days. Many businesses hold USDC as a working-capital alternative — it earns 3–5% yield on platforms like Coinbase and settles globally in seconds.
Do I need a crypto wallet to receive USDC?
Yes — you need a wallet address to receive on-chain USDC. Connect your EVM wallet (MetaMask, Trust Wallet, Coinbase Wallet) in PayRequest Provider Settings for Base/Ethereum payments, or your Solana wallet for Solana payments. PayRequest never holds your funds — they go directly to your wallet.
Create your first USDC payment link
Free to start. 2% per successful payment, capped at €25. Any wallet, any chain, instant settlement.