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Payment on InvoiceGermany

Get paid with
Payment on Invoice.

Customers pay by invoice — popular in Germany — with the flexibility to pay over time.

Create your linkFree generator
Free to start Setup in 2 minutes Via Stripe · Mollie · PayPal
pay.payrequest.io/design-package
N
North Studio
Custom design package
Total
€650.00
Inv
Pay with Payment on Invoice
Selected
Pay €650.00
Definition

What is Payment on Invoice?

Payment on Invoice is a buy-now-pay-later service that lets customers split payments into instalments — while you get paid in full upfront.

Payment on Invoice is a buy-now-pay-later (BNPL) provider available in Germany. Your customer chooses Payment on Invoice at checkout, gets approved in seconds, and selects an instalment plan. Customers pay by invoice — popular in Germany — with the flexibility to pay over time.

With PayRequest, you can offer Payment on Invoice on every payment link. Send the link via WhatsApp, email, social or a QR code; when the customer opens it Payment on Invoice appears as a payment option alongside cards, iDEAL and digital wallets. Payment on Invoice pays you the full amount immediately and collects from the customer over their chosen instalment plan.

Offering Payment on Invoice typically lifts average order value 30–60% and reduces cart abandonment for higher-ticket purchases. PayRequest charges 0% — only the standard Payment on Invoice processing fee applies.

Why Payment on Invoice

Everything you need. Nothing extra.

Bigger basket sizes
BNPL lifts average order value 30–60% — splitting feels affordable.
You're paid upfront
The BNPL provider pays you immediately and collects from the customer.
Provider takes the risk
If the customer doesn't pay, the BNPL provider eats the loss — not you.
Mobile-first checkout
Optimised for the way people buy — minimal friction at decision time.
Reach new customers
BNPL appeals to younger and credit-shy customers who don't want to use a card.
No subscription needed
Pay-per-transaction — no monthly fee for offering BNPL on your link.
Payment on Invoice payment link

One link. Payment on Invoice ready.

  • Same payment link automatically offers Payment on Invoice alongside iDEAL, card, Apple Pay
  • Best for higher-ticket items — design work, photography, training, products over €100
  • Reduce abandoned carts — customers don't bail when they see a big total
  • Payment on Invoice handles all customer comms about instalments — you're not the bad guy if they're late
  • No separate Payment on Invoice contract required — connect via Stripe, Mollie, or your provider
Start free
3 steps
01
Create your link
Set the amount, add a description, choose Payment on Invoice as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with Payment on Invoice, money lands in your account.
FAQ

Payment on Invoice payment links

How does a Payment on Invoice payment link work?
Create a link in PayRequest. Your customer chooses Payment on Invoice at checkout, gets approved in seconds, and selects an instalment plan. Payment on Invoice pays you the full amount immediately and collects from the customer.
Do I get paid upfront?
Yes. Payment on Invoice pays you the full amount minus their fee, regardless of whether the customer pays the instalments on time. You're never on the hook for collections.
What does Payment on Invoice cost?
Payment on Invoice fees vary by country — typically 3-5% per transaction. Higher than card, but offset by 30%+ conversion lift and bigger basket sizes. PayRequest charges 0%.
What's the minimum and maximum amount?
Minimums start around €1; maximums depend on customer creditworthiness. Payment on Invoice decides each transaction in real-time — most B2C purchases between €30 and €5,000 are approved instantly.
Can I refund a Payment on Invoice payment?
Yes — refunds work like any other payment. Refund inside PayRequest, Payment on Invoice handles the customer-side adjustment of their instalment plan automatically.

Send a Payment on Invoice link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

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