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ScalapayEurope · 10 countries

Get paid with
Scalapay.

Let your customers in 10 different European countries split their purchase into 3 interest-free installments.

Create your linkFree generator
Free to start Setup in 2 minutes Via Stripe · Mollie · PayPal
pay.payrequest.io/design-package
N
North Studio
Custom design package
Total
€650.00
Sca
Pay with Scalapay
Selected
Pay €650.00
Definition

What is Scalapay?

Scalapay is a buy-now-pay-later service that lets customers split payments into instalments — while you get paid in full upfront.

Scalapay is a buy-now-pay-later (BNPL) provider available in Europe · 10 countries. Your customer chooses Scalapay at checkout, gets approved in seconds, and selects an instalment plan. Let your customers in 10 different European countries split their purchase into 3 interest-free installments.

With PayRequest, you can offer Scalapay on every payment link. Send the link via WhatsApp, email, social or a QR code; when the customer opens it Scalapay appears as a payment option alongside cards, iDEAL and digital wallets. Scalapay pays you the full amount immediately and collects from the customer over their chosen instalment plan.

Offering Scalapay typically lifts average order value 30–60% and reduces cart abandonment for higher-ticket purchases. PayRequest charges 0% — only the standard Scalapay processing fee applies.

Why Scalapay

Everything you need. Nothing extra.

Bigger basket sizes
BNPL lifts average order value 30–60% — splitting feels affordable.
You're paid upfront
The BNPL provider pays you immediately and collects from the customer.
Provider takes the risk
If the customer doesn't pay, the BNPL provider eats the loss — not you.
Mobile-first checkout
Optimised for the way people buy — minimal friction at decision time.
Reach new customers
BNPL appeals to younger and credit-shy customers who don't want to use a card.
No subscription needed
Pay-per-transaction — no monthly fee for offering BNPL on your link.
Scalapay payment link

One link. Scalapay ready.

  • Same payment link automatically offers Scalapay alongside iDEAL, card, Apple Pay
  • Best for higher-ticket items — design work, photography, training, products over €100
  • Reduce abandoned carts — customers don't bail when they see a big total
  • Scalapay handles all customer comms about instalments — you're not the bad guy if they're late
  • No separate Scalapay contract required — connect via Stripe, Mollie, or your provider
Start free
3 steps
01
Create your link
Set the amount, add a description, choose Scalapay as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with Scalapay, money lands in your account.
FAQ

Scalapay payment links

How does a Scalapay payment link work?
Create a link in PayRequest. Your customer chooses Scalapay at checkout, gets approved in seconds, and selects an instalment plan. Scalapay pays you the full amount immediately and collects from the customer.
Do I get paid upfront?
Yes. Scalapay pays you the full amount minus their fee, regardless of whether the customer pays the instalments on time. You're never on the hook for collections.
What does Scalapay cost?
Scalapay fees vary by country — typically 3-5% per transaction. Higher than card, but offset by 30%+ conversion lift and bigger basket sizes. PayRequest charges 0%.
What's the minimum and maximum amount?
Minimums start around €1; maximums depend on customer creditworthiness. Scalapay decides each transaction in real-time — most B2C purchases between €30 and €5,000 are approved instantly.
Can I refund a Scalapay payment?
Yes — refunds work like any other payment. Refund inside PayRequest, Scalapay handles the customer-side adjustment of their instalment plan automatically.

Send a Scalapay link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

Get started freeSee all payment links