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SofincoFrance

Get paid with
Sofinco.

French customers complete payment in 3 or 4 times to boost conversion and increase average spending.

Create your linkFree generator
Free to start Setup in 2 minutes Via Stripe · Mollie · PayPal
pay.payrequest.io/design-package
N
North Studio
Custom design package
Total
€650.00
Sof
Pay with Sofinco
Selected
Pay €650.00
Definition

What is Sofinco?

Sofinco is a buy-now-pay-later service that lets customers split payments into instalments — while you get paid in full upfront.

Sofinco is a buy-now-pay-later (BNPL) provider available in France. Your customer chooses Sofinco at checkout, gets approved in seconds, and selects an instalment plan. French customers complete payment in 3 or 4 times to boost conversion and increase average spending.

With PayRequest, you can offer Sofinco on every payment link. Send the link via WhatsApp, email, social or a QR code; when the customer opens it Sofinco appears as a payment option alongside cards, iDEAL and digital wallets. Sofinco pays you the full amount immediately and collects from the customer over their chosen instalment plan.

Offering Sofinco typically lifts average order value 30–60% and reduces cart abandonment for higher-ticket purchases. PayRequest charges 0% — only the standard Sofinco processing fee applies.

Why Sofinco

Everything you need. Nothing extra.

Bigger basket sizes
BNPL lifts average order value 30–60% — splitting feels affordable.
You're paid upfront
The BNPL provider pays you immediately and collects from the customer.
Provider takes the risk
If the customer doesn't pay, the BNPL provider eats the loss — not you.
Mobile-first checkout
Optimised for the way people buy — minimal friction at decision time.
Reach new customers
BNPL appeals to younger and credit-shy customers who don't want to use a card.
No subscription needed
Pay-per-transaction — no monthly fee for offering BNPL on your link.
Sofinco payment link

One link. Sofinco ready.

  • Same payment link automatically offers Sofinco alongside iDEAL, card, Apple Pay
  • Best for higher-ticket items — design work, photography, training, products over €100
  • Reduce abandoned carts — customers don't bail when they see a big total
  • Sofinco handles all customer comms about instalments — you're not the bad guy if they're late
  • No separate Sofinco contract required — connect via Stripe, Mollie, or your provider
Start free
3 steps
01
Create your link
Set the amount, add a description, choose Sofinco as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with Sofinco, money lands in your account.
FAQ

Sofinco payment links

How does a Sofinco payment link work?
Create a link in PayRequest. Your customer chooses Sofinco at checkout, gets approved in seconds, and selects an instalment plan. Sofinco pays you the full amount immediately and collects from the customer.
Do I get paid upfront?
Yes. Sofinco pays you the full amount minus their fee, regardless of whether the customer pays the instalments on time. You're never on the hook for collections.
What does Sofinco cost?
Sofinco fees vary by country — typically 3-5% per transaction. Higher than card, but offset by 30%+ conversion lift and bigger basket sizes. PayRequest charges 0%.
What's the minimum and maximum amount?
Minimums start around €1; maximums depend on customer creditworthiness. Sofinco decides each transaction in real-time — most B2C purchases between €30 and €5,000 are approved instantly.
Can I refund a Sofinco payment?
Yes — refunds work like any other payment. Refund inside PayRequest, Sofinco handles the customer-side adjustment of their instalment plan automatically.

Send a Sofinco link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

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