EUR card payments
Discuss Visa and Mastercard processing, 3D Secure requirements and transaction limits. Ask about Apple Pay or Google Pay availability for your specific setup.
Specialist payment enquiries · Europe
Find a payment processing partner for your high-risk business
When standard providers cannot support your business, the next step is a closer look at your sector, payment history and requirements. Talk to PayRequest Sales about specialist card and bank payment processing options for your business.
Enquiry and individual assessment. Availability and acceptance are subject to provider review and a separate agreement.
Who is this for?
Established businesses exploring specialist processing because of their sector, transaction profile or previous provider limitations. Share your actual activity so we can discuss whether there is a suitable next step.
- iGaming and betting
- Adult businesses
- Peptides and supplements
- Forex and trading
These are sectors for enquiry, not a list of approved activities. Licensing, products, merchant location and customer countries all affect eligibility. An activity must be lawful and meet applicable platform and provider policies.
Discuss the right payment route
SEPA and pay by bank
Explore EUR bank transfer or Open Banking options where available. Confirm the exact payment flow: a customer-initiated transfer is different from SEPA Direct Debit.
Settlement options
Discuss EUR bank settlement or USDT/USDC payouts where offered. Confirm the payout schedule, currency conversion, blockchain network and all settlement charges in writing.
Compare the full cost, including your cash flow
A processing percentage is only part of the offer. Ask for a written quote covering these points before deciding.
Processing and setup
MDR, per-transaction fees, setup charges, minimum volume commitments and any monthly fees.
Rolling reserve
The percentage held back, release schedule, cap and rules after termination. A reserve ties up cash even when it is not a fee.
Payouts and conversion
Settlement timing, first payout, minimum payout, settlement fees and EUR-to-stablecoin exchange costs.
Refunds and disputes
Refund charges, chargeback fees, monitoring thresholds and the consequences of exceeding them. 3D Secure does not eliminate every dispute risk.
How the enquiry works
- 01
Send your business details
Complete the sales form with your website, sector, countries, monthly payment volume and transaction amounts.
- 02
Discuss suitability
We review your enquiry and clarify the options and information needed. Any provider introduction is discussed with you first.
- 03
Review a written offer
If a provider can assess your business, review its contract, fees, reserve and technical requirements before committing. Approval and go-live timing are determined by that provider.
Tell our Sales Team what you need
Start with a short business summary. You do not need to buy a PayRequest subscription to send an enquiry.
High-risk payment processing questions
Is PayRequest the payment processor?
PayRequest provides billing software. This page is a sales enquiry route for discussing specialist processing options. It does not activate a processor connection or create a merchant processing account.
Can every high-risk business be accepted?
No. Acceptance depends on the exact activity, licensing, company location, customer markets, processing history and the provider's policies. An enquiry is not approval.
Is there a minimum monthly volume?
Specialist providers may require substantial monthly volume. Share your card and bank payment volumes separately so we can discuss suitability. No universal minimum is promised on this page.
Are prices fixed for every business?
No. Processing fees, reserves, limits and settlement conditions depend on underwriting and the written provider agreement. PayRequest subscription pricing does not replace provider processing fees.
Can customers pay in EUR while I receive USDC or USDT?
Some arrangements offer EUR card or bank payments with stablecoin settlement. That is different from a customer paying directly from a crypto wallet. Availability, exchange rates, networks and payout terms must be confirmed for your business.
Does SEPA mean there is no payment risk?
No. Bank transfers do not use card-scheme chargebacks, but fraud, return or recall requests, compliance checks and contractual holds can still matter. Confirm the terms for the exact bank payment method offered.
Is this already available as a native PayRequest integration?
This page offers a discussion with Sales. Any native checkout integration, automated reconciliation or recurring-payment capability needs separate confirmation for the proposed provider and setup.
Prepare your application and cost comparison
Model your own terms and gather the facts for a focused assessment.