Choose PayPal merchant links when its checkout and available payment methods fit your customers. Choose Revolut Business merchant links when you have an eligible Merchant account and want that hosted checkout within your Revolut business setup. A business bank account that receives a PayPal payout is not itself a merchant checkout.
Both providers offer native links without building a website. For sellers taking remote orders, compare account eligibility, the buyer’s payment experience and what happens after payment. Personal payment requests and bank transfers answer a different question.
First compare the accounts you actually need
Revolut’s Business payment links require a Business account and a Merchant account. The customer is directed to a Revolut-hosted payment page. Its hosted checkout documentation describes creating and sharing those merchant links.
PayPal merchant links and buttons also provide hosted checkout without code. Payment methods, guest checkout and eligibility vary by region and account: inspect the offer shown to your actual buyers instead of assuming every advertised method appears everywhere.
| Decision | PayPal merchant link | Revolut Business merchant link |
|---|---|---|
| What are you buying? | Hosted merchant checkout | Hosted checkout under an eligible Merchant account |
| What should you verify? | Business eligibility and buyer payment options | Merchant approval, currency and accepted card/method mix |
| Does a business bank account suffice? | A payout destination does not create PayPal checkout | Business account alone does not establish Merchant eligibility |
| Does accepting money complete the order? | Confirm separate delivery or service process | Confirm separate delivery or service process |
If you already have Revolut Business, check Merchant approval before announcing a payment-link launch. If you already use PayPal, do not change the buyer checkout merely because you changed the bank receiving payouts.
Compare a consistent 40-order month
Use this original quote worksheet for a hypothetical seller taking 40 orders at £60: £2,400 of monthly gross sales. Keep currency and the online transaction type identical across quotes.
| Cost line | What to enter |
|---|---|
| Percentage fee | £2,400 × the applicable online rate, split by card or wallet category |
| Fixed payment fee | 40 × the applicable fixed fee, adjusted for the actual method mix |
| Subscription | Business or merchant plan cost required for this workflow |
| Other charges | Applicable FX, cross-border, refund and dispute charges |
| Retained work | Order matching, fulfillment and customer communication |
Use current Revolut Business acceptance pricing and PayPal’s UK merchant fees, or your account-specific agreement. The lowest advertised rate may not apply to international or business cards. Do not mix in-person and online rates. No universal fee winner is asserted here.
For workload sensitivity, assume four minutes of manual order matching and delivery per sale: 40 × 4 = 160 minutes. At an assumed £24/hour, that is £64. This is an internal budgeting example, not a measured saving or a claim that either provider requires four minutes. If an existing system already fulfills orders, do not count the same work again.
Decide who owns the paid order
For a service appointment, you need an identifiable booking and a confirmation. For physical goods, you need shipping and stock handling. For a downloadable file, you need a reliable delivery mechanism. A receipt proves a payment event; it does not by itself establish that the order reached the right customer.
Native merchant links may be sufficient when your existing order process handles these responsibilities. A selling or billing platform becomes relevant when you need a connected offer, payment record and follow-up workflow. Verify the exact provider and product combination before subscribing.
The current PayRequest option
PayRequest’s Revolut Pay integration currently supports one-time amounts on simple payment pages with your own approved Revolut Merchant account. It does not currently add Revolut Pay to product URLs, subscriptions, deposits or existing invoice checkouts. It is therefore a candidate for a straightforward amount collection, not a promise of Revolut-powered automatic digital-product delivery.
If that scope fits, review payment pages, create an account and connect your eligible provider. Prepare one simple amount page and verify the paid transaction and matching order before sharing it widely. For other selling needs, check the supported PayPal or other-provider route for that product.
PayRequest pricing is separate from provider fees: Free costs €0/month with a 2% standard payment fee; Premium is €5/month and Business €20/month, with 0% standard platform fees while active. Plan limits and commission-payment exceptions apply. A new account or plan choice alone does not activate a paid plan.
Editorial note: AI assisted this article. Primary provider sources and PayRequest’s current one-time Revolut scope were reviewed on 21 October 2026. The 40-order worksheet is hypothetical, not a provider benchmark or an account test.
