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PayPal Currency Conversion Calculator

Find out exactly what lands in your PayPal account when your payment page shows one currency and your PayPal account settles in another. Enter live exchange rates and see the converted amount instantly.

Enter Your Details

Find this under PayPal โ†’ Settings โ†’ Money, Banks and Cards โ†’ Primary currency

Get today's live rate from xe.com or Google โ€” PayRequest applies live rates automatically at checkout

What Lands in Your PayPal Account

Converted Amount (Live Rate)1 USD = 58.7000 PHP
5,870.00 PHP

Common PayPal Settlement Pairs

Selling to customers in a country where PayPal settles differently? See our PayPal country support guide

How PayPal Currency Conversion Works

Page Currency vs. Settlement Currency

Your PayPal Business account has one fixed settlement currency โ€” the "primary currency" set when the account was created, based on your country. Your payment pages can still display prices in any currency you choose.

When a buyer pays through PayPal and your page currency differs from your account's settlement currency, PayRequest converts the amount using live exchange rates before sending it to PayPal โ€” so your account receives the correct value, not the raw number relabeled with a different currency code.

Buyers see this converted estimate directly on the PayPal button before they pay, so there are no surprises at checkout. The rate shown to the buyer matches the rate used for the actual charge.

Tips for Multi-Currency PayPal Sellers

  • โ€ขFind your PayPal primary currency under Account Settings โ†’ Money, Banks and Cards
  • โ€ขPrice your page in the currency your customers expect โ€” PayRequest handles the conversion to your settlement currency automatically
  • โ€ขExchange rates refresh regularly from a live market-rate feed, so the converted amount stays accurate
  • โ€ขIf a buyer's own card or PayPal balance is in a third currency, PayPal may apply its own ~4.5% conversion margin โ€” use our PayPal Fee Calculator to estimate that

Sell in Any Currency, Get Paid Correctly

PayRequest automatically converts your payment page currency to your PayPal settlement currency using live exchange rates โ€” no manual math, no surprises.