Guides/Solana payment link
Phantom · Backpack · Solflare · sub-second settlement

Solana payment link: get paid in under a second

Create a payment link that any Phantom, Backpack or Solflare user can pay in one tap. USDC settles on Solana in under a second at ~$0.00025 gas. No smart contracts, no code, no address copy-paste.

Sub-second settlement ~$0.00025 gas USDC — no volatility Phantom, Backpack, Solflare Zero chargebacks
Why Solana

The fastest blockchain for business payments

Sub-second confirmation

Solana processes ~65,000 transactions per second. Your USDC payment confirms in 400ms–1 second — faster than tap-to-pay at a coffee shop, dramatically faster than any bank transfer.

~$0.00025 gas — effectively free

Solana gas costs are negligible. The customer pays from a tiny SOL balance in their wallet. Under $1 of SOL covers hundreds of transactions. You receive the full USDC amount you charged.

USDC — no volatility, global reach

USDC on Solana is dollar-pegged and issued by Circle. Invoice €500, receive €500 equivalent in USDC. No price swings, no FX risk, no exchange rate guessing between invoice and payment.

Settlement speed comparison
Solana USDCFastest< 1 second~$0.00025
Base USDC (Ethereum L2)~2 seconds<$0.01
iDEAL / SEPA Instant~10 seconds€0.20–0.50
Card payment2–3 business days1.5–3%
SWIFT international wire3–5 business days$15–45 flat
Supported wallets

Every Solana wallet, one link

Your customer uses whichever Solana wallet they already have. PayRequest routes automatically.

👻
Phantom
10M+ users
The dominant Solana wallet. Chrome, Firefox, iOS, Android.
🎒
Backpack
1M+ users
xNFT wallet. Native Solana + Ethereum support.
☀️
Solflare
500K+ users
Feature-rich. Hardware wallet support via Ledger.
🛡️
Trust Wallet
100M+ users
Also supports Solana alongside 100+ other chains.
Setup

Live in 5 minutes

Connect your Solana wallet once — every link you create after that supports Solana payments automatically.

01

Create PayRequest account

Free at payrequest.app/register. No credit card, no monthly fee.

02

Connect your Solana wallet

Settings → Provider Settings → Solana. Click Connect Wallet, approve in Phantom or Solflare. 60 seconds.

03

Create a payment link

Set the amount, add a description, hit Create. Your link is live in under 10 seconds.

04

Share — Phantom user pays in one tap

Send via WhatsApp, email, Telegram or QR. Customer connects Phantom, approves USDC transfer, confirms in <1s.

Use cases

Who uses Solana payment links

Web3 agencies

Solana-ecosystem clients expect USDC on Solana. Invoice your DeFi or NFT clients without SWIFT delays or FX fees.

NFT artists & creators

Your collectors already have Phantom. Accept USDC for commissions, royalties and one-off sales in under a second.

Cross-border freelancers

A client in Singapore or Brazil pays via Phantom the same way a Dutch client does. No wire fees, no wait.

DAO contributors

DAO treasuries often hold USDC on Solana. Send a payment link for contributor payments — they approve in one click.

FAQ

Frequently asked questions

What is a Solana payment link?

A Solana payment link is a shareable URL that opens a checkout page where the customer connects their Solana wallet (Phantom, Backpack, Solflare) and sends USDC directly to your wallet address on the Solana blockchain. PayRequest generates the link, handles wallet detection and transaction confirmation automatically.

Which Solana wallets can pay a PayRequest link?

Any wallet implementing the Solana Wallet Standard: Phantom, Solflare, Backpack, Trust Wallet (Solana support), and any WalletConnect-compatible Solana wallet. PayRequest detects the customer's wallet automatically — no per-wallet configuration needed on your end.

Why is Solana faster than Ethereum for payments?

Solana processes ~65,000 transactions per second using a Proof-of-History consensus mechanism. Transactions confirm in 400ms–1 second. Ethereum L1 confirms in 15–30 seconds at much higher gas costs. For payment links, this means a Phantom user completes their payment before a MetaMask user on Ethereum L1 has even seen the confirmation screen.

What does gas cost on Solana?

Approximately $0.00025 per transaction — effectively free. The customer pays this from a tiny SOL balance in their wallet. Remind clients who pay via Solana to hold a small amount of SOL for gas (less than $1 worth covers hundreds of transactions).

What does PayRequest charge for Solana payments?

2% per successful payment, capped at €25 per transaction. Customer pays Solana gas (~$0.00025) on top. No monthly fee, no setup cost. On a €500 invoice: PayRequest fee = €10. On a €2,000 invoice: fee = €25 (capped).

Can I accept SOL (native token) instead of USDC?

PayRequest currently focuses on USDC — the dollar-pegged stablecoin — for invoice payments. SOL itself is a volatile asset, so invoicing in SOL introduces price risk between when you send the link and when the client pays. USDC gives you predictable USD-value settlement. If a client specifically wants to pay in SOL, they can swap to USDC in their Phantom wallet in one tap before paying.

Do I need a Solana wallet to receive payments?

Yes — connect your Solana wallet address in PayRequest Provider Settings (Settings → Provider Settings → Solana). Phantom, Solflare, or any Solana wallet works. This takes about 60 seconds. Once connected, your payment links automatically offer Solana USDC as a payment option.

How does Solana compare to Base for payment links?

Both are fast and cheap — Solana (<1s, ~$0.00025 gas) is slightly faster and cheaper than Base (~2s, ~$0.01 gas). The main difference is wallet audience: Phantom/Backpack users expect Solana; Coinbase Wallet/MetaMask users expect Base. PayRequest supports both on the same payment link — customer picks their chain at checkout.

Accept Solana payments today

Connect your Phantom or Solflare wallet and start sending Solana payment links in minutes. Free to start.