SMS Payment Links

Send Stripe Payment Links via SMS

Text a payment link to your customer and get paid in seconds. SMS has a 98% open rate — 5x higher than email. Here's how to send Stripe payment links via text message.

98%
SMS Open Rate
vs 20% for email
90s
Avg Response
within 3 minutes
45%
Higher Conversion
vs email links
10s
Delivery Time
instant worldwide

Why Send Stripe Links via SMS?

Email payment requests often go unread. SMS cuts through the noise.

98% Open Rate

Almost every SMS gets read within 3 minutes. Email averages just 20%.

Faster Payments

Customers pay immediately when the link is right in their messages.

No App Required

Works on any phone — no download needed. Just tap and pay.

Mobile-Optimized

Stripe's payment page works perfectly on all mobile devices.

3 Ways to Send Stripe Links via SMS

Choose the method that fits your workflow.

Manual: Copy & Paste

Free · 2 min setup

Create a payment link in Stripe Dashboard, copy it, and paste into your SMS app.

How it works:
  1. 1Open Stripe Dashboard → Payment Links
  2. 2Click 'Create payment link'
  3. 3Set amount and description
  4. 4Copy the link (e.g., buy.stripe.com/abc123)
  5. 5Paste into your Messages app and send
Pros
  • Free to use
  • No setup required
  • Works immediately
Cons
  • Manual process each time
  • No tracking
  • Easy to make mistakes

Automation: Zapier + Twilio

$20+/mo · 30 min setup

Automatically send SMS when a customer is created or invoice is due.

How it works:
  1. 1Connect Stripe to Zapier
  2. 2Set trigger (e.g., 'New Invoice')
  3. 3Connect Twilio as action
  4. 4Map payment link to SMS body
  5. 5Test and activate
Pros
  • Fully automated
  • Customizable triggers
  • Scales well
Cons
  • Monthly fees add up
  • Technical setup required
  • Multiple tools to manage

All-in-One: PayRequest

Recommended

€5/mo · 1 min setup

Built-in SMS sending with Stripe integration. One click to text a payment link.

How it works:
  1. 1Connect your Stripe account
  2. 2Create a payment request
  3. 3Enter customer phone number
  4. 4Click 'Send via SMS'
  5. 5Track opens and payments
Pros
  • One-click SMS sending
  • Automatic tracking
  • Lower cost than Zapier + Twilio
Cons
  • Monthly subscription
  • New tool to learn

Method Comparison

FeatureManualZapier + TwilioPayRequest
Monthly CostFree$20-50+€5
Setup TimeNone30+ minutes2 minutes
AutomationNoYesYes
TrackingNoBasicFull analytics
SMS CreditsYour carrier$0.01+/SMSIncluded
Stripe IntegrationManualVia ZapierNative

SMS Best Practices

Keep It Short

SMS has 160 character limit. Include: who you are, amount, and link.

Hi John, your invoice for €150 is ready. Pay securely here: [link] - PayRequest

Include Your Name

Recipients need to know who's texting. Always identify yourself.

From: Smith Consulting

Add Context

Remind them what the payment is for to avoid confusion.

Payment for: Logo Design Project

Use Shortened Links

Stripe links are already short, but you can use bit.ly for tracking.

pay.payrequest.io/abc123

Frequently Asked Questions

Can I send Stripe payment links via SMS?

Yes! Create a payment link in Stripe Dashboard, copy the URL, and paste it into any SMS or messaging app. The customer taps the link and pays instantly on their phone.

Does Stripe have built-in SMS sending?

No, Stripe doesn't send SMS directly. You need to use a third-party service like Twilio, your phone's messaging app, or a payment platform like PayRequest that includes SMS.

How much does it cost to send payment links via SMS?

Using your phone is free (standard carrier rates apply). Twilio costs ~$0.01-0.05 per SMS. PayRequest includes SMS in the €5/month plan.

Are SMS payment links secure?

Yes. Stripe payment links use HTTPS encryption and Stripe's PCI-compliant checkout. The link itself doesn't contain sensitive payment data.

Can I track if someone opened my SMS payment link?

Basic SMS doesn't support read receipts. Use PayRequest or a URL shortener with analytics to track link clicks and payments.

Who Uses SMS Payment Links?

Service Businesses

Plumbers, electricians, and contractors text invoices on-site after completing work.

"Job complete! Here's your invoice for €275: [link]"

Freelancers

Designers, writers, and consultants send quick payment requests to clients.

"Thanks for approving the design! Invoice: [link]"

Small Retailers

Shops send payment links for phone orders or custom items.

"Your custom order is ready (€89). Pay here: [link]"

Appointment-Based

Salons, therapists, and coaches collect deposits via text.

"Confirm your appointment with a €50 deposit: [link]"

Send Stripe Links via SMS with PayRequest

Skip the manual work. PayRequest connects to your Stripe account and lets you send payment links via SMS with one click.

Native Stripe integration
One-click SMS sending
Automatic payment tracking
Custom sender name
Delivery confirmation
Payment reminders

Ready to Get Paid Faster?

Stop waiting for email responses. Send payment links via SMS and get paid in minutes, not days.