Choose guest-payment and security-deposit software by the rental workflow you need. PayRequest fits operators who want to send a deposit link and manage an eligible Stripe, Mollie or PayPal authorization without adding a property-management system. Consider Booqable for inventory and rental bookings, ChargeAutomation for automated guest-payment workflows, or SuiteOp when guest verification and a broader hospitality stack are central.
A booking deposit pays part of the rental price. A refundable damage deposit secures a separate obligation. A card hold reserves funds without settling a charge; a charged deposit needs a refund. Keep these separate when comparing tools, quotes and guest-facing terms.
Choose the provider as well as the software
PayRequest's current security-deposit offering supports Stripe, Mollie and PayPal. The earlier Stripe-only shortlist misses a real buying decision: whether a single authorization can cover your stay, or a supported renewal process is needed. Confirm the provider available to your account before committing to a rental workflow.
| Provider route in PayRequest | Procurement question | Operational boundary |
|---|---|---|
| Stripe | Does this particular authorization cover checkout and inspection? | PayRequest does not reauthorize the same Stripe hold; a partial capture is final |
| Mollie | Is the card/payment method eligible, and what deadline is returned? | Do not assume every Mollie payment supports a hold or a renewed authorization |
| PayPal | Can the supported reauthorization process cover the stay, and who handles a failed renewal? | A 29-day authorization period is not 29 days of unconditional capture certainty |
PayPal's authorization guidance distinguishes a 29-day authorization period from a three-day honor period. Reauthorization can renew the honor period within the overall limit, but capture remains subject to risk and availability of funds. PayRequest supports the renewal workflow and flags failures; that is a process to monitor, not a guarantee of recovery. A new ordinary PayPal payment link is not automatically a security-deposit authorization.
For Mollie, use the actual deadline shown for the eligible deposit rather than a universal number of days. For Stripe, use the actual capture deadline and do not assume that provider-level extended-authorization availability is enabled on every card. The €0 PayRequest platform capture fee described below is specifically for the Stripe flow; do not apply it to other providers without checking the applicable terms.
Ask vendors to demonstrate your mixed rental calendar
A provider logo does not answer whether the software fits your bookings. Give each vendor the same fictional portfolio: one short stay needing six days from authorization through inspection, and one long stay needing sixteen days. Use the earlier window formula, then ask for these outcomes.
| Situation | Evidence to request | Selection decision |
|---|---|---|
| Short stay fits the returned deadline | Visible authorization status and a decision timestamp before expiry | A standalone deposit link may complete the job |
| Sixteen-day requirement exceeds the actual window | An eligible longer authorization, monitored renewal, or another agreed collection method | Reject any proposal that only changes a calendar setting |
| Renewal fails during the stay | Staff alert, guest contact route and a supported replacement request | Do not describe an earlier approval as money still secured |
| Several stays overlap | Peak active deposits and monthly new-deposit allowance | Compare the plan against concurrency, not just average bookings |
Do not automatically charge a damage deposit because a hold may expire. Any charge needs the agreed basis and appropriate evidence; a longer validity period does not create a right to keep money. A charged refundable deposit creates a different guest experience and refund obligation.
If you already have booking, guest verification and access management, choose the missing collection layer. If you need those functions together, request a PMS/guest-suite demonstration instead. Create your deposit account, check provider eligibility and your actual allowance, and rehearse the relevant short or long booking before inviting guests. No live stay, renewal or charge was tested for this comparison.
Which software category fits your business?
| Option | Reason to shortlist | Verify before choosing |
|---|---|---|
| PayRequest | Hosted deposit links with an eligible Stripe, Mollie or PayPal account | Provider deadline, renewal behavior, allowance and capture finality |
| Booqable | Rental inventory, bookings and integrated payment/deposit handling | Deposit type, plan, payment connection and fit for your inventory |
| ChargeAutomation | Automated guest-payment and deposit workflows | PMS integration, country/provider support and exact hold/refund process |
| SuiteOp / SuiteVerify | Guest verification, rental agreements and deposit workflow | Required suite, integration, authorization renewal and operational cost |
| Direct provider dashboard or custom system | Existing staff or software already manages payments | Customer authorization route, booking matching and deadline ownership |
The shortlist is based on official Booqable payments, ChargeAutomation guest-payment security and SuiteOp verification pages. Vendor descriptions are not independent compatibility tests. Request a demonstration of your own booking and settlement scenario rather than choosing from integration counts.
These are short-term rental and guest-payment choices. Long-term tenancy deposits may require separate safeguarding, banking or statutory processes. A card-hold tool should not be treated as a replacement for those obligations.
Decide between a hold and a charged deposit
| Method | Guest's money | End of rental | Main constraint |
|---|---|---|---|
| Card authorization hold | Available balance or credit is reserved | Release, or capture a supported amount before expiry | Provider/card authorization deadline |
| Charged refundable deposit | Completed payment is collected | Refund all or part according to agreed terms | Refund process, fees and bank posting time |
| Booking deposit | Part of the rental price is paid | Deduct from the booking balance | Cancellation and rental terms; not damage security |
A hold avoids a routine refund for an incident-free rental, but it still affects the guest's available funds. A debit-card guest may need those funds during the trip. Explain the amount and method before they commit.
A charged deposit removes the authorization-expiry dependency but creates a refund obligation and possible processing costs. It is not automatically the best alternative for a long stay: check local rules, contract terms, provider eligibility and the guest impact. Neither method guarantees recovery of damage costs or prevents disputes.
Use this deadline worksheet before buying software
Calculate the time you need between authorization and the final decision. A booking date alone is not a sufficient input.
Required window = time before pickup/check-in + rental duration + inspection/decision time + operational buffer.
| Hypothetical booking | Before arrival | Rental | Inspection | Buffer | Required window |
|---|---|---|---|---|---|
| Three-night stay | 1 day | 3 days | 1 day | 1 day | 6 days |
| Twelve-day rental | 2 days | 12 days | 1 day | 1 day | 16 days |
These whole-day examples are planning arithmetic, not guaranteed card terms. Compare the final inspection/capture timestamp with the actual authorization deadline; time zones and hours matter near expiry. The process fits only if the final decision can occur before that deadline with the buffer intact.
If your actual available window is shorter than 16 days, the second scenario fails the hold plan. Options include a later authorization, a specifically supported renewed or extended authorization, or an agreed charged-and-refunded deposit where appropriate. Do not assume that writing “16 days” in a rental agreement extends the payment authorization.
Stripe's authorization documentation distinguishes payment methods, card/network windows and eligible extended authorizations. Stripe also supports manual capture in its Dashboard; code is not always required. Provider capability in general does not mean the selected software enables it for your account. Ask the vendor to show the actual deadline and supported renewal behavior.
Compare settlement with a €500 example
A fictional guest authorizes €500. After return, documented costs total €120. In PayRequest's current Stripe deposit flow, a final partial capture charges €120 and releases €380. There is no remaining amount available for a second capture from that authorization.
| Outcome | Captured | Released hold | What staff must do |
|---|---|---|---|
| No justified charge | €0 | €500 | Release and communicate the result |
| Supported €120 cost | €120 | €380 | Review all costs before final capture |
| Authorization expired | €0 from that expired hold | Hold no longer available | Agree another supported collection route if money is owed |
Release is not a refund of a completed charge. The bank controls when the guest sees funds available again; do not promise immediate posting. A reserved amount is not permission to charge without contractual grounds and evidence. Record the condition, itemized costs and guest communication.
For the current workflow and an accessible calculation example, see PayRequest security deposits. The detailed partial-capture guide explains finality; software selection should settle that question before your first booking.
Check plan limits and fees against peak rentals
Current PayRequest pricing gives Free and Premium 3 new security deposits per month with 1 active at a time. Business costs €20/month and includes unlimited deposits; eligible existing accounts may have legacy access. Four simultaneous upcoming rentals therefore do not fit the one-active-deposit allowance, even if last month's volume was low. Use peak concurrency and monthly starts as separate inputs.
PayRequest currently charges €0 platform fee on the Stripe security-deposit capture flow; Stripe processing fees still apply. This differs from ordinary rental payments: Free has a 2% standard payment fee, capped at €25 per transaction, while active Premium (€5/month) and Business have 0% standard platform fees. Provider fees and commission exceptions remain separate. Check the current plans and your actual account terms.
When requesting a competitor quote, supply monthly bookings, peak active deposits, currencies, average deposit, capture/refund frequency and required booking integration. A monthly software price alone cannot predict total cost.
Choose and rehearse one complete rental
PayRequest is a practical shortlist option when your existing booking system works and you need the deposit collection layer. Keep the booking reference, rental payment and security amount clear to the guest. For direct-booking context, see vacation-rental payments.
Create a PayRequest account, connect your eligible Stripe account and prepare a deposit link for a controlled rehearsal. Check authorization, the displayed deadline, the final capture or release, and the guest communication before relying on it for a rental. For concurrent bookings beyond the entry allowance, choose Business and complete paid activation first.
Editorial note: materially refreshed on 19 October 2026 with AI writing assistance. Official sources, current public pricing and the relevant PayRequest implementation were reviewed. The procurement exercises, amounts and time-cost worksheets are hypothetical; no live financial, migration or rental test or customer result is claimed.
