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Bank PayJapan

Get paid with
Bank Pay.

Japanese customers make payments and recharge directly from their financial institution account.

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Coast Hosting
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Total
€29.00
BP
Pay with Bank Pay
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Pay €29.00
Definition

What is Bank Pay?

Bank Pay is a direct-debit scheme that pulls funds from a customer's bank on a schedule — perfect for subscriptions and retainers.

Bank Pay is a bank debit method used in Japan. Your customer signs a mandate once — usually inside a hosted checkout from your payment link — and from that moment you can pull funds on a recurring schedule automatically. Japanese customers make payments and recharge directly from their financial institution account.

With PayRequest, Bank Pay mandates are captured by sharing a payment link. Subsequent charges run automatically, and PayRequest's dunning automation retries failed pulls with smart timing and customer-friendly emails — keeping involuntary churn low for your subscriptions.

Bank Pay is one of the cheapest ways to bill recurring customers — typically a few cents per pull or under 1%, far below card processing rates. PayRequest charges 0% on top.

Why Bank Pay

Everything you need. Nothing extra.

Recurring on autopilot
Customer signs a mandate once. After that you collect on schedule, automatically.
Lowest cost for subs
A few cents per pull — far cheaper than card networks for monthly billing.
Lower involuntary churn
Bank debits don't expire like cards. Subscriptions keep collecting reliably.
Built for retainers
Agencies, hosting, SaaS, memberships, gym — anywhere recurring billing matters.
Failed-payment retries
Auto-retry pulls when they fail, with smart timing built in.
Mandate-protected
Customers control the mandate — refundable on demand under banking law.
Bank Pay payment link

One link. Bank Pay ready.

  • Set up Bank Pay once for recurring invoices and subscriptions — collects forever
  • Combine with PayRequest's dunning to recover failed pulls automatically
  • Best for high-volume monthly billing — agencies, hosting, SaaS, memberships
  • Customer mandates handled inside PayRequest — no paper-shuffling
  • Pair with your existing one-off payment links for the full billing stack
Start free
3 steps
01
Create your link
Set the amount, add a description, choose Bank Pay as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with Bank Pay, money lands in your account.
FAQ

Bank Pay payment links

How does a Bank Pay payment link work?
Create a link. Your customer signs a Bank Pay mandate once — entering their bank details and confirming. After that, you pull funds on a schedule automatically.
What does Bank Pay cost?
Bank Pay is one of the cheapest recurring methods — typically a few cents per pull or under 1%. PayRequest charges 0% on top.
How long does Bank Pay take to settle?
Bank Pay pulls usually settle within 2–5 business days. Failed pulls trigger automatic retries with smart timing.
Can Bank Pay be used for one-off payments?
Yes — PayRequest can use Bank Pay for one-time invoices as well as recurring subscriptions. The mandate flow is the same.
What if a Bank Pay pull fails?
PayRequest's dunning automation retries failed pulls at the right intervals and emails the customer. You get notified once retries are exhausted.

Send a Bank Pay link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

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