Accept Bancontact Belgium's #1 Payment Method
17 million Belgians use Bancontact for online and in-store payments. It's the most popular payment method in Belgium with 85% market share — if you sell to Belgian customers, you need Bancontact.
What Is Bancontact?
Bancontact (formerly Bancontact/Mister Cash) is Belgium's national payment scheme, similar to how iDEAL works in the Netherlands. Every Belgian bank card comes with Bancontact built-in.
- Linked directly to Belgian bank accounts — no separate registration needed
- Works via card number, QR code, or the Payconiq by Bancontact app
- Instant bank-to-bank transfers with strong authentication (3D Secure)
- Supported by all Belgian banks: KBC, BNP Paribas Fortis, ING, Belfius, Argenta, and more
- Available for online payments, in-app payments, and point-of-sale
Bancontact Fees
Bancontact fees vary by payment provider. Both Stripe and Mollie support Bancontact.
Via Mollie
Flat fee regardless of amount. Best for higher-value transactions. Native Bancontact support with QR code option.
Via Stripe
Percentage-based. Better for small transactions under €10. Bancontact available in Stripe's European payment methods.
For a €50 payment: Mollie charges €0.39, Stripe charges €1.00. For a €10 payment: Mollie charges €0.39, Stripe charges €0.40. Mollie is cheaper for most Belgian transactions.
PayRequest charges 0% on top — all fees are from the payment provider.
How to Accept Bancontact with PayRequest
Connect Stripe or Mollie
Link your payment provider to PayRequest. We recommend Mollie for Belgian payments — lower Bancontact fees and native support.
Enable Bancontact
In your Mollie or Stripe dashboard, enable Bancontact as a payment method. No additional approval needed.
Create Payment Links or Invoices
When you create a payment link or send an invoice via PayRequest, Belgian customers automatically see Bancontact at checkout.
Customer Pays Instantly
The customer enters their card number or scans a QR code with the Payconiq app. Payment is confirmed instantly — no waiting.
Why Accept Bancontact?
85% of Belgian Online Payments
Bancontact dominates the Belgian payment landscape. Not offering it means losing most Belgian customers at checkout.
Lower Fees Than Cards
At €0.39 flat (Mollie), Bancontact is significantly cheaper than Visa/Mastercard's percentage-based fees for typical Belgian purchases.
Instant Settlement
Bancontact payments confirm immediately. No chargebacks like credit cards — once paid, it's settled.
Mobile-First with Payconiq
The Payconiq by Bancontact app lets customers pay with QR codes on their phone — fast, familiar, and secure.
Trust & Recognition
Every Belgian knows Bancontact. It's been the standard payment method since 1989. Offering it signals legitimacy to Belgian customers.
No Chargebacks
Unlike credit cards, Bancontact payments are final. This eliminates chargeback fraud and disputes for your business.
Payconiq by Bancontact
Payconiq is the mobile app for Bancontact payments. It's installed on millions of Belgian smartphones and allows QR-code payments both online and in-store.
- QR code scanning for instant payments
- Push notification payment requests
- Integrated in all major Belgian banking apps
- Peer-to-peer payments between friends
- In-store NFC contactless payments
Start Accepting Bancontact Today
Connect Mollie or Stripe to PayRequest and offer Bancontact to your Belgian customers. Simple setup, low fees, instant payments. €20/mo, all features included.