Get paid with
Instant Bank Payments.
Reduce transaction costs while maintaining the confirmation speed of cards. Built into Link.
What are Instant Bank Payments?
Instant Bank Payments are a direct-debit scheme that pulls funds from a customer's bank on a schedule — perfect for subscriptions and retainers.
Instant Bank Payments are a bank debit method used in United States. Your customer signs a mandate once — usually inside a hosted checkout from your payment link — and from that moment you can pull funds on a recurring schedule automatically. Reduce transaction costs while maintaining the confirmation speed of cards. Built into Link.
With PayRequest, Instant Bank Payments mandates are captured by sharing a payment link. Subsequent charges run automatically, and PayRequest's dunning automation retries failed pulls with smart timing and customer-friendly emails — keeping involuntary churn low for your subscriptions.
Instant Bank Payments is one of the cheapest ways to bill recurring customers — typically a few cents per pull or under 1%, far below card processing rates. PayRequest charges 0% on top.
Everything you need. Nothing extra.
One link. Instant Bank Payments ready.
- Set up Instant Bank Payments once for recurring invoices and subscriptions — collects forever
- Combine with PayRequest's dunning to recover failed pulls automatically
- Best for high-volume monthly billing — agencies, hosting, SaaS, memberships
- Customer mandates handled inside PayRequest — no paper-shuffling
- Pair with your existing one-off payment links for the full billing stack
Instant Bank Payments payment links
How does a Instant Bank Payments payment link work?
What does Instant Bank Payments cost?
How long does Instant Bank Payments take to settle?
Can Instant Bank Payments be used for one-off payments?
What if a Instant Bank Payments pull fails?
Send a Instant Bank Payments link in 60 seconds
Free to start. No card required. Connect your provider, share a link, get paid.