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PlanPayAustralia

Get paid with
PlanPay.

Australian customers choose installment plans of up to 24 months.

Create your linkFree generator
Free to start Setup in 2 minutes Via Stripe · Mollie · PayPal
pay.payrequest.io/design-package
N
North Studio
Custom design package
Total
€650.00
PP
Pay with PlanPay
Selected
Pay €650.00
Definition

What is PlanPay?

PlanPay is a buy-now-pay-later service that lets customers split payments into instalments — while you get paid in full upfront.

PlanPay is a buy-now-pay-later (BNPL) provider available in Australia. Your customer chooses PlanPay at checkout, gets approved in seconds, and selects an instalment plan. Australian customers choose installment plans of up to 24 months.

With PayRequest, you can offer PlanPay on every payment link. Send the link via WhatsApp, email, social or a QR code; when the customer opens it PlanPay appears as a payment option alongside cards, iDEAL and digital wallets. PlanPay pays you the full amount immediately and collects from the customer over their chosen instalment plan.

Offering PlanPay typically lifts average order value 30–60% and reduces cart abandonment for higher-ticket purchases. PayRequest charges 0% — only the standard PlanPay processing fee applies.

Why PlanPay

Everything you need. Nothing extra.

Bigger basket sizes
BNPL lifts average order value 30–60% — splitting feels affordable.
You're paid upfront
The BNPL provider pays you immediately and collects from the customer.
Provider takes the risk
If the customer doesn't pay, the BNPL provider eats the loss — not you.
Mobile-first checkout
Optimised for the way people buy — minimal friction at decision time.
Reach new customers
BNPL appeals to younger and credit-shy customers who don't want to use a card.
No subscription needed
Pay-per-transaction — no monthly fee for offering BNPL on your link.
PlanPay payment link

One link. PlanPay ready.

  • Same payment link automatically offers PlanPay alongside iDEAL, card, Apple Pay
  • Best for higher-ticket items — design work, photography, training, products over €100
  • Reduce abandoned carts — customers don't bail when they see a big total
  • PlanPay handles all customer comms about instalments — you're not the bad guy if they're late
  • No separate PlanPay contract required — connect via Stripe, Mollie, or your provider
Start free
3 steps
01
Create your link
Set the amount, add a description, choose PlanPay as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with PlanPay, money lands in your account.
FAQ

PlanPay payment links

How does a PlanPay payment link work?
Create a link in PayRequest. Your customer chooses PlanPay at checkout, gets approved in seconds, and selects an instalment plan. PlanPay pays you the full amount immediately and collects from the customer.
Do I get paid upfront?
Yes. PlanPay pays you the full amount minus their fee, regardless of whether the customer pays the instalments on time. You're never on the hook for collections.
What does PlanPay cost?
PlanPay fees vary by country — typically 3-5% per transaction. Higher than card, but offset by 30%+ conversion lift and bigger basket sizes. PayRequest charges 0%.
What's the minimum and maximum amount?
Minimums start around €1; maximums depend on customer creditworthiness. PlanPay decides each transaction in real-time — most B2C purchases between €30 and €5,000 are approved instantly.
Can I refund a PlanPay payment?
Yes — refunds work like any other payment. Refund inside PayRequest, PlanPay handles the customer-side adjustment of their instalment plan automatically.

Send a PlanPay link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

Get started freeSee all payment links