Back to all payment links
UPIIndia

Get paid with
UPI.

India's most popular payment method, used by more than 350 million customers.

Create your linkFree generator
Free to start Setup in 2 minutes Via Stripe · Mollie · PayPal
pay.payrequest.io/project-deposit
U
Your Business
Project deposit
Total
€150.00
UPI
Pay with UPI
Selected
Pay €150.00
Definition

What is UPI?

UPI is a real-time payment scheme in India that lets customers pay instantly from their bank app — no card needed.

UPI is a bank-authenticated payment method built for India. Instead of typing card numbers, the customer is redirected to their own banking app, confirms the payment with biometrics or a PIN, and the funds settle within seconds. India's most popular payment method, used by more than 350 million customers.

With PayRequest, you can create a UPI payment link in under a minute and send it via WhatsApp, email, SMS, or a printed QR code. The same link automatically shows UPI to local customers and falls back to card, Apple Pay or other wallets for everyone else — one URL covers every market.

Because UPI is bank-confirmed, chargebacks effectively don't exist and conversion is dramatically higher than card in its home market. PayRequest itself charges 0% — you only pay your provider's standard UPI fees.

Why UPI

Everything you need. Nothing extra.

Instant settlement
Funds confirm in seconds — no chargebacks, no holds, no waiting.
Bank-app checkout
Customers confirm inside their own banking app with biometrics.
Bank-authenticated
Each payment is approved by the customer's bank. Fraud is essentially zero.
Higher local conversion
Local schemes outperform cards in their home market — customers trust what they know.
Lower fees than card
Real-time payments are typically far cheaper than card processing.
Same link, every method
Customers in other regions automatically see card, Apple Pay or PayPal.
UPI payment link

One link. UPI ready.

  • Send the link via WhatsApp, email, SMS, or QR — UPI works everywhere
  • Mobile-first: customers confirm in their bank app with one tap
  • Same link automatically shows UPI to local customers and other methods to everyone else
  • QR codes built in — perfect for in-person, market stalls, and printed invoices
  • Combine with security deposits, recurring billing, or one-off invoices
Start free
3 steps
01
Create your link
Set the amount, add a description, choose UPI as a payment method.
02
Share anywhere
WhatsApp, email, SMS, QR — copy the link, paste anywhere.
03
Get paid
Customer taps the link, pays with UPI, money lands in your account.
FAQ

UPI payment links

How does a UPI payment link work?
You create a link in PayRequest and send it to your customer. They open the link, pick UPI, get redirected to their bank app, and confirm. The whole flow takes a few seconds.
What does UPI cost?
UPI fees come from your payment provider (Stripe or Mollie) — typically a flat fee per transaction or a low percentage. PayRequest itself charges 0% on top — €20/month for the full billing CRM.
Where does UPI work?
UPI is the local real-time scheme for India. Customers from other markets see different methods automatically — your single link adapts.
Can I send a UPI link via WhatsApp?
Yes — copy the payment link and paste it into any channel: WhatsApp, SMS, email, social media. The customer taps the link and UPI is right there.
Do I need a special account for UPI?
No. UPI is enabled automatically when you connect your payment provider to PayRequest. No separate contract required.

Send a UPI link in 60 seconds

Free to start. No card required. Connect your provider, share a link, get paid.

Get started freeSee all payment links