AI Payment Recovery

Recover failed payments automatically with AI

Failed payments cost businesses billions annually. Our AI recovery system detects failures instantly, determines the optimal retry strategy, and recovers revenue you would have lost — all without human intervention.

Trusted by subscription businesses worldwide

SaaS Companies
Subscription Boxes
Memberships
Coaching Programs
Paid Newsletters
Content Creators

AI-powered recovery results

73%
Recovery rate
Of failed payments recovered automatically
45%
Less churn
Reduction in involuntary customer loss
2.3 days
Average recovery time
AI resolves most failures within days
€0
Recovery fees
We never charge fees on recovered revenue

Failed payments are draining your revenue

Every month, 10-30% of subscription payments fail. Most are never recovered.

20-40%
of SaaS churn
is involuntary (payment failures)
€2.4B
lost annually
by European subscription businesses
70%
recoverable
with proper retry & dunning

Why payments fail

Expired cards
35%
Insufficient funds
28%
Card limits exceeded
18%
Fraud prevention blocks
12%
Bank declines
7%

AI recovery that actually works

Intelligent systems that recover more revenue than traditional dunning.

Predictive retry timing

AI analyzes payment patterns to retry at the optimal moment — when funds are most likely available.

Smart card updater

Automatically updates expired card details through payment networks before failures happen.

AI-written dunning emails

Personalized, perfectly-toned messages that convert. AI optimizes subject lines, timing, and content.

Multi-channel outreach

Email, SMS, and in-app notifications. AI chooses the best channel for each customer.

Pre-failure prevention

AI detects at-risk payments before they fail. Proactive card updates prevent most issues.

Recovery analytics

See exactly how much revenue AI has saved. Track recovery rates by failure type, customer segment, and more.

How AI recovers your payments

An intelligent sequence that maximizes recovery while maintaining customer relationships

Instant

Failure detected

AI immediately identifies the failure reason and customer profile

0-4 hours

Smart first retry

AI determines optimal retry timing based on failure type and history

Day 1

Personalized outreach

If retry fails, AI sends personalized email with update payment link

Day 3

Multi-channel follow-up

SMS or secondary email with urgency-appropriate messaging

Day 7

Final recovery attempt

Last chance messaging with special handling for high-value customers

Ongoing

Continuous learning

AI improves its strategy based on what works for your customers

AI recovery vs traditional dunning

Traditional Dunning

  • Fixed retry schedules
  • Generic email templates
  • Manual intervention required
  • No predictive capabilities
  • Single-channel outreach
  • 20-30% recovery rate

AI-Powered Recovery

  • Dynamic, optimized timing
  • Personalized AI-written messages
  • Fully automated end-to-end
  • Predicts and prevents failures
  • Multi-channel optimization
  • 60-80% recovery rate

Recovery solutions by business type

SaaS Companies

Reduce churn and increase LTV with intelligent payment recovery. AI handles failed renewals automatically.

Membership Sites

Keep members engaged even during payment issues. Graceful handling preserves relationships.

Subscription Boxes

Never miss a shipment due to payment failure. AI recovers payments before fulfillment deadlines.

Coaching & Courses

Maintain access while resolving payment issues. AI communicates professionally with your students.

Calculate your recovery potential

See how much revenue AI could recover for your business

€10,000
5%
Without AI
€500/mo lost
With PayRequest
€365/mo saved
Annual savings
€4,380/year
Start recovering this revenue

Zero fees on recovered revenue

Unlike other recovery services, we never take a cut.

AI payment recovery is included in the Business plan. You keep 100% of recovered revenue.

20/month

Business plan

  • AI-powered retry optimization
  • Smart card updater
  • Multi-channel dunning
  • Pre-failure prevention
  • Recovery analytics dashboard
  • No fees on recovered payments
Start recovering revenue
€4,380+
average annual recovery per business

Stop losing revenue to failed payments

Every day without AI recovery is money lost. Start your free trial and see how much revenue you can recover.