Holded Alternative

Holded Alternative for Simpler Billing

Holded is a powerful all-in-one ERP, but if you just need invoicing and payments, PayRequest offers a simpler, more affordable solution with more payment methods.

Holded
€14.50+/mo
Basic plan
PayRequest
€5/mo
Full features
65% Cheaper

PayRequest vs Holded

Feature
PayRequest
Holded
Winner
Starting Price
€5/month
€14.50/month
PayRequest
Payment Methods
20+ (iDEAL, SEPA, Cards)
Stripe, PayPal
PayRequest
Professional Invoicing
Yes, branded
Yes
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Payment Links
Built-in with QR codes
Basic
PayRequest
Subscription Billing
Full recurring billing
Limited
PayRequest
Customer Portal
Full self-service
No
PayRequest
Digital Products
Built-in delivery
No
PayRequest
Full Accounting
No (invoicing focused)
Yes
Holded
Inventory Management
No
Yes
Holded
Setup Complexity
5 minutes
Hours/Days
PayRequest
EU Payment Methods
iDEAL, Bancontact, SEPA, Sofort
Limited
PayRequest
GDPR Compliance
EU-based, full compliance
EU-based
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Note: Holded is a full ERP with accounting, CRM, and inventory. PayRequest focuses on billing and payments with 20+ payment methods.

Why Creators Choose PayRequest

Everything you need to sell digital products, subscriptions, and more.

65% Lower Starting Price

Start at €5/month vs Holded's €14.50/month. Pay only for what you need—no ERP bloat.

20+ Payment Methods

Accept iDEAL, SEPA, Bancontact, Sofort, cards, and more. Holded has limited payment options.

Set Up in 5 Minutes

No complex ERP configuration needed. Create your account and start invoicing immediately.

Digital Product Sales

Sell ebooks, courses, templates with automatic delivery. Holded is for traditional invoicing only.

20+ EU Payment Methods

iDEAL, Bancontact, SEPA, Sofort, Klarna, and more. Accept how your customers want to pay.

Customer Self-Service Portal

Clients manage their own subscriptions and access invoices. Something Holded doesn't offer.

When to Choose Each Platform

Choose PayRequest when you need:

  • Simple invoicing without accounting complexity
  • More European payment methods (iDEAL, SEPA, etc.)
  • Subscription and recurring billing
  • Digital product delivery
  • Customer self-service portal
  • Quick setup without training

Choose Holded when you need:

  • Full double-entry accounting
  • Inventory and stock management
  • CRM and project management
  • Spanish tax compliance (Modelo 303, 347)
  • Multi-company management
  • Banking integrations in Spain

Ready to simplify your billing?

Join thousands of creators who have made the switch. Start your free trial today—cancel anytime.