Stripe SMS Payments: Get Paid via Text
SMS has a 98% open rate — way higher than email. Learn how to send Stripe payment links via text message and get paid faster.
98% Open Rate
SMS messages have near-perfect open rates compared to 20% for email.
Instant Delivery
Payment requests reach customers in seconds, not hours.
Faster Payments
Customers pay 3x faster when receiving payment links via SMS.
Works Everywhere
No app required — works on any phone with a web browser.
Stripe Doesn't Have Built-in SMS
Stripe can create payment links but can't send SMS directly. You need to combine Stripe with an SMS service (like Twilio) or use a platform like PayRequest that handles both.
3 Ways to Send Stripe Payments via SMS
Stripe Payment Links + SMS Service
Create a Stripe Payment Link, then send it via an SMS service like Twilio, MessageBird, or your phone.
- Direct integration with Stripe
- Full control over SMS content
- Works with any SMS provider
- Manual process (copy/paste links)
- Need separate SMS service subscription
- No payment tracking in SMS platform
Stripe + Zapier Automation
Use Zapier to automatically send SMS when invoices are created or payments are due.
- Automated workflow
- Connects Stripe to SMS services
- No coding required
- Monthly Zapier costs
- Setup complexity
- Limited customization
PayRequest (Recommended)
RecommendedCreate payment links and send via SMS directly from the dashboard. Track opens, clicks, and payments.
- One-click SMS sending
- Payment tracking built-in
- Automatic reminders
- 20+ payment methods
- Monthly subscription (from €5)
Manual Method: Stripe + SMS Service
Create a Stripe Payment Link
Go to Stripe Dashboard → Payment Links → Create. Set amount and description.
Copy the Payment Link
Your link looks like: https://buy.stripe.com/abc123xyz
Send via SMS Service
Use Twilio, MessageBird, or your phone to send the link to your customer.
Customer Taps & Pays
They open the link in their browser and pay with card, Apple Pay, or Google Pay.
SMS Payment Use Cases
Invoice Reminders
Send SMS reminders for overdue invoices with direct payment links.
Hi John, your invoice #1234 (€150) is due. Pay now: [link]
Appointment Deposits
Collect deposits via SMS before appointments to reduce no-shows.
Confirm your booking with a €50 deposit: [link]
Subscription Renewals
Alert customers when their card is about to expire or payment failed.
Your subscription payment failed. Update your card: [link]
Quick Payments
Send payment requests on-the-go after completing work or services.
Thanks for your order! Pay €89: [link]
SMS Service Providers
If you go the manual route, here are popular SMS APIs:
Easier Option: PayRequest SMS Payments
PayRequest has built-in SMS sending. Create a payment link and click "Send via SMS" — that's it. No Twilio setup, no Zapier, no copy-pasting.
Start Sending SMS Payment Requests
Get paid faster with SMS payment links. 98% open rate, instant delivery, one-tap checkout.