WhatsApp Payment Link Guide
Accept payments from 2 billion+ WhatsApp users. Send payment links directly in chats and get paid instantly — no app switching, no friction.
Why Accept Payments on WhatsApp?
2 Billion+ Users
WhatsApp is the world's most popular messaging app. Your customers are already there.
98% Open Rate
WhatsApp messages get opened almost instantly. Far better than email's 20% average.
End-to-End Encrypted
All messages are encrypted. Payment links are just as secure as any other channel.
180+ Countries
Reach customers worldwide, especially in Europe, Latin America, India, and Africa.
3 Ways to Accept WhatsApp Payments
From simple link sharing to full automation — choose what works for your business.
Share Payment Links Directly
Best for individual salesCreate a payment link and send it in any WhatsApp chat — personal, group, or broadcast.
How it works:
- 1Create a payment link in PayRequest
- 2Copy the link (e.g., payrequest.me/yourname)
- 3Open WhatsApp and paste in any chat
- 4Customer taps, pays, done!
Benefits:
- Works instantly
- No setup required
- Any chat type
- Track payments
WhatsApp Business Catalog
Best for product sellersAdd payment links to your WhatsApp Business product catalog for easy checkout.
How it works:
- 1Set up WhatsApp Business app
- 2Create your product catalog
- 3Add PayRequest links to product descriptions
- 4Customers browse and pay seamlessly
Benefits:
- Professional storefront
- Product organization
- Quick replies
- Business profile
Automated with WhatsApp API
Best for high volume businessesUse the WhatsApp Business API to send payment links automatically.
How it works:
- 1Apply for WhatsApp Business API access
- 2Connect via Twilio, MessageBird, or direct
- 3Integrate PayRequest API for dynamic links
- 4Automate payment requests at scale
Benefits:
- Full automation
- Template messages
- CRM integration
- Analytics
Send Your First WhatsApp Payment Link in 60 Seconds
Create Link
Sign up for PayRequest and create a payment link with amount and description
Share on WhatsApp
Copy the link and paste it in any WhatsApp conversation
Get Paid
Customer taps the link and pays — you get notified instantly
Who Uses WhatsApp Payments?
Small Businesses
Send invoices and collect payments directly in customer WhatsApp chats.
E-commerce
Share product payment links for quick purchases without a full checkout.
Service Providers
Request deposits and payments for appointments booked via WhatsApp.
Creators & Freelancers
Get paid for commissions, projects, and custom work discussed on WhatsApp.
Group Collections
Collect money from group members for events, gifts, or shared expenses.
International Sales
Reach customers in WhatsApp-heavy markets like Brazil, India, and Indonesia.
Frequently Asked Questions
Is it safe to send payment links on WhatsApp?
Yes! WhatsApp uses end-to-end encryption for all messages. The payment link itself just directs customers to a secure payment page (Stripe, Mollie, etc.) where the actual transaction happens.
Can I send payment links in WhatsApp groups?
Absolutely. You can share payment links in any WhatsApp group. This is great for collecting money from multiple people — like group gifts, event tickets, or team contributions.
What payment methods can customers use?
When using PayRequest, customers can pay with credit cards, iDEAL, SEPA, Bancontact, Apple Pay, Google Pay, PayPal, and 20+ other methods depending on your payment provider.
Can I use WhatsApp Business API for payment links?
Yes! You can integrate PayRequest's API with WhatsApp Business API to automatically send payment links. This requires developer setup but enables powerful automation.
Does WhatsApp have its own payment feature?
WhatsApp Pay exists in some countries (India, Brazil) for peer-to-peer payments. However, for business payments with invoicing, multiple payment methods, and tracking, payment links are more versatile.
How do I track which payments came from WhatsApp?
Add UTM parameters to your payment links (e.g., ?utm_source=whatsapp) or create dedicated payment links for WhatsApp to track conversions in your PayRequest dashboard.
Related Guides
Start Accepting WhatsApp Payments Today
Create payment links in seconds. Share on WhatsApp, Telegram, SMS, or anywhere. Accept 20+ payment methods from customers worldwide.