Stripe Security Deposits: A No-Code Workflow
A Stripe security deposit reserves funds on a supported card without collecting a payment immediately. Use PayRequest when you want hosted deposit links and a dashboard beside your existing booking process.
Already using Stripe? Collect security deposits without coding.
Keep your existing Stripe account and booking process. Create a hosted deposit link, confirm the card authorization and decide on capture or release after inspection.
- 1.Connect your eligible Stripe account
- 2.Create and share a deposit link
- 3.Confirm authorization and the actual deadline
- 4.Inspect, then capture once or release
Free: 3 new deposits per month, 1 active at a time. Check your dashboard for paid-plan allowances. A card hold reserves available funds; the provider deadline remains binding.
What can Stripe do directly?
Stripe supports manual capture in its Dashboard: create a one-time payment and choose Capture funds later. Developers can also configure manual capture through PaymentIntents or Checkout Sessions. PayRequest adds the hosted deposit-link workflow and booking reference; you do not need to build your own checkout.
How long does the authorization last?
Online card authorizations commonly last 5–7 days, depending on the network and transaction classification. Eligible extended authorizations can provide longer windows, but they are not a universal entitlement. Plan arrival, rental, inspection and decision time against the actual capture-before timestamp. A configured booking date does not extend the hold.
What happens after return?
For PayRequest’s current Stripe workflow, €350 authorized and €150 captured means €150 charged and €200 released. The capture is final; the released difference cannot be captured again. If there is no supported charge, release the authorization. A release is different from refunding a completed payment.
What does it cost?
PayRequest currently charges €0 platform fee on this Stripe deposit-capture flow. Stripe processing fees apply separately; subscriptions and ordinary payment fees are separate. Compare both monthly starts and peak active deposits with your account allowance.
When should you choose another route?
Use your existing rental software if its deposit workflow already meets your needs. Choose a custom API integration for specialized booking automation. Longer stays, statutory tenancy deposits and unsupported card methods need their own assessment; no deposit tool overrides provider or local requirements.
Find the deposit. Choose the amount. Check the result.
Try this illustrated walkthrough with fictional data. It makes no payment and does not access your account. In the app, the final Capture button charges the customer.
Security Deposits
Do I need a developer?
Not for PayRequest deposit links. Connect your eligible Stripe account and use the hosted workflow. Stripe also provides manual capture in its own Dashboard.
Can every deposit stay authorized for 30 days?
No. Eligibility, card network and transaction setup determine the actual deadline. Always use the capture-before timestamp on the individual deposit.
Can I capture twice after a partial Stripe capture?
Not in PayRequest’s current Stripe deposit flow. The first capture is final and the unused amount is released.