Send Payment Requests via SMS Text Message
Get paid faster by sending payment links directly to your customers' phones. SMS payment requests have 98% open rates and dramatically improve collection times.
Why Send Payment Requests via SMS?
Instant Delivery
SMS messages arrive within seconds, reaching customers immediately on their mobile device
High Open Rates
98% of text messages are opened, compared to just 20% for emails
Fast Payments
Customers can pay in under 60 seconds directly from their phone
Global Reach
Works on any mobile phone, no app download or account required
How SMS Payment Requests Work
Create a Payment Link
Generate a secure payment link for the amount you want to collect. Include item description, invoice number, or customer reference.
Send via SMS
Send the payment link to your customer's mobile phone via SMS. Keep the message short and include the payment amount.
Customer Clicks & Pays
Your customer taps the link, chooses their preferred payment method (card, Apple Pay, Google Pay, iDEAL), and completes payment.
Receive Confirmation
Both you and your customer receive instant confirmation when the payment is completed successfully.
Payment Providers for SMS Payments
PayRequest + Stripe
Send Stripe payment links via SMS with automatic payment tracking and reminders
PayRequest + PayPal
Generate PayPal payment links and send them via text message for instant payments
PayRequest + Mollie
Perfect for European payments with iDEAL, Bancontact, and other local methods
Who Uses SMS Payment Requests?
Service Businesses
Plumbers, electricians, and contractors can request payment immediately after completing a job
Hi John, your repair is complete. Pay $150 here: pay.link/abc123 - ABC Plumbing
Healthcare & Clinics
Send payment requests for appointments, treatments, or outstanding balances
Your balance of $75 is due. Pay securely: pay.link/xyz789 - Dr. Smith Clinic
Freelancers & Consultants
Request project payments or retainer fees directly via text message
Invoice #1234 for $500 is ready. Pay now: pay.link/inv1234 - Jane Designs
Nonprofits & Fundraising
Collect donations and fundraising contributions via mobile-friendly links
Support our cause! Donate here: pay.link/donate - Local Food Bank
SMS Payment Best Practices
Keep Messages Short
SMS has 160-character limit. Include amount, brief description, and link only.
Identify Your Business
Always include your business name so customers recognize the sender.
Use HTTPS Links
Secure links build trust. PayRequest links are always encrypted and secure.
Send at Appropriate Times
Avoid early morning or late night. Business hours get the best response.
Include Payment Amount
Stating the amount upfront increases trust and conversion rates.
Follow Up Wisely
Send one reminder after 3-5 days if unpaid. Avoid spamming customers.
SMS Payment Request Templates
Standard Invoice
~95 charactersService Completed
~75 charactersPayment Reminder
~85 charactersDeposit Request
~75 charactersSend SMS Payment Requests with PayRequest
PayRequest makes it easy to send professional payment requests via SMS. Generate payment links in seconds and track every payment in real-time.
Related Payment Guides
Ready to Get Paid Faster?
Start sending SMS payment requests today. Create your free account and send your first payment link in minutes.