Stripe SMS Payments

Over 85 percent of Americans own smartphones, making SMS payments a feasible option for most customers.

With Stripe SMS Payments, you can send out a text message to their customer‘s phone number or email ad­dress, and the customer receives an URL to complete the transaction.

Merchants can now accept payments from customers without installing any additional software, to be able to send Stripe text messages, you first need a stripe merchant account which is free. Once you’ve done that, you’re ready to go!

Stripe is the leading provider of online payment services. The company offers a range of products including subscriptions, payment links, and point-of-sale (POS) software. It also provides a full suite of APIs to automate payments.

Stripe itself does not offer SMS payments, but PayRequest, a Stripe partner, has developed a solution for sending SMS payments through Stripe.

What are Stripe SMS Payments?

What are SMS Payments?

Stripe SMS payments or Stripe text to pay (short message service, also known as text messaging) is a method of sending a payment request. It’s the easiest and fastest way to request money. This article will explain how it works.

How SMS Payments Work

You can send a payment request via text message by entering the customer’s mobile number, selecting an amount, and clicking “Send”. You can then add whatever additional information you want to tell the customer about why you’re requesting the money.

Within seconds, the customer receives an SMS message with an embedded payment link. When the customer clicks on the payment link, he/she can pay using their credit card, PayPal account, or any local payment method (e.g., iDeal, Mistercash, Girepay, and more.).

When the payment is successful, they get a notification, and the merchant receives a notification via email or SMS (depending on their PayRequest notification setting).

How can you benefit from SMS Stripe Payments?

SMS Payments allow businesses to accept payments via text message, and it is low cost for small and medium-sized businesses.

SMS Payment software.

SMS Payment software is a simple payment system for merchants to accept payments from their customers. It can also be used as a back-end system to manage your business and keep track of all the transactions that take place on your website or mobile app.

Industries that use Stripe SMS Payments

Many businesses can using sms payments but most sectors that use payments via sms are:

  • Debt collectors
  • Call Centers
  • Retail
  • Other businesses that have outstanding invoices

Stripe SMS Payments Features

With our Stripe Payment Solution, we offer many features to make it easier for every business to send SMS payment requests in minutes.

SMS Payment Methods

When the payment request comes through SMS, the receiver has multiple payment options, for example by credit card, PayPal, or by local payment methods like iDEAL

SMS Invoicing

SMS Invoice software is a mobile application that allows you to send invoices and manage your customers’ accounts. It provides an easy-to-use interface for sending, receiving, tracking, and managing invoices. You can also create customer profiles and add them to the system.

Customize your SMS Payment Request

You can customize the message that is sent when you request a payment from your customer. You can also add a custom image, a logo, or a URL link in the message itself. Here’s a list of all the different ways you can customize your site:

Multi-Currency

We support multiple currencies, so your payment request can also be for any other currency than US dollars. You can also use other currencies, such as Euros, POUNDS, YEN, etc.

If you need to support multiple currencies, you can choose which one you want to charge in. For example, if you have a store where people can buy products in euros, you could set up a payment request for EURO.

Why Should I Use SMS Payments?

Using SMS Payments saves time and costs very little. There is no setup fee, monthly fees, or transaction fees. The payment process is straightforward and fast — it takes about 10 seconds. Since there are no technical

SMS Payment Link

The SMS Payment Link is an electronic payment service that allows customers to make payments using their mobile phone or web browser.

Start using Stripe today for SMS payments.

The best thing about this is that you can start using Stripe SMS Payments for FREE without any monthly fees. You just need to create an account at PayRequest and connect your Stripe Account.

Read more about our SMS Payment Link solution here: https://payrequest.io/send-sms-payment-links/

You can sign up for an account by visiting: https://dashboard.payrequest.io/

Let's Start Your Billing Automation Journey Today!

At PayRequest, we’re here to help you simplify and scale your billing process. Whether you’re a freelancer, SaaS business, or digital agency, our platform makes it easy to manage subscriptions, send invoices, and get paid—faster.

Frequently Asked Questions

Have Questions About PayRequest? We’ve Got Answers.

What is PayRequest?

PayRequest is a cloud-based billing automation platform that helps you manage invoices, subscriptions, customers, and payments—all in one place. Whether you’re charging per product, per seat, or monthly, we’ve got the tools to streamline your workflow.

Why should I use PayRequest for my business?

We automate the boring stuff—like recurring invoices, payment reminders, and tracking failed payments—so you can focus on growing your business.

Which payment providers does PayRequest support?

We integrate with Mollie, Stripe, PayPal, Open Banking, and more, allowing you to accept payments globally and connect your bank accounts for real-time insights.

Can I use PayRequest for digital products or subscriptions?

Yes! Whether you’re selling software, coaching sessions, or downloadable products, PayRequest lets you create flexible products, smart checkout links, and a full customer portal.

How do I track the success of my billing efforts?

Our dashboard gives you clear insights into revenue, active subscriptions, payment status, and even upcoming renewals.

Is PayRequest suitable for my industry?

Results can vary based on factors like your industry, goals, and the level of competition. However, you can typically expect to see initial improvements in engagement and reach within the first few months. For more substantial growth and conversions, a longer-term commitment is often required.

How soon can I expect results?

You can start sending invoices or subscriptions within minutes. Most users see faster payments and better customer retention within their first billing cycle.

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