36 Free Tools — No Account Required

Free Tools

A collection of simple, powerful tools to help freelancers, creators, and businesses work smarter — no account required.

Payment Fee Calculators

Calculate processing fees for popular payment providers

Stripe Fee Calculator

See your exact Stripe processing fees per transaction for EU and international cards.

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Stripe Refund Calculator

Calculate the exact cost of issuing a Stripe refund. Stripe keeps the original fee.

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Stripe Payout Calculator

Calculate your final payout after Stripe fees and charges are deducted.

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Stripe Conversion Calculator

Convert Stripe payments between currencies and see FX conversion costs.

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PayPal Fee Calculator

Calculate PayPal fees for domestic, international, and micropayments in 2025.

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PayPal Currency Conversion Calculator

See what lands in your PayPal account when your payment page currency differs from your PayPal settlement currency.

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Mollie Fee Calculator

Calculate Mollie fees for iDEAL, Bancontact, SEPA, and credit cards.

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Europe Stripe Fee Calculator

Calculate Stripe fees for European payments. EU cards, iDEAL, Bancontact, SEPA, and more.

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VAT & Tax Tools

European VAT validation and calculation tools

EU VAT Number Validator

Verify EU VAT numbers instantly with live VIES database checks.

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EU VAT Calculator

Add or remove VAT for all 27 EU countries. Supports reverse VAT calculation.

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IBAN Validator

Validate international bank account numbers (IBAN) instantly. Check format and bank details.

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Freelancer Tools

Pricing and rate calculators for freelancers and consultants

Freelance Rate Calculator

Convert annual salary to hourly rate. Factor in expenses, taxes, and profit margin.

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Profit Margin Calculator

Calculate gross margin, net margin, and markup for your products or services.

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Invoice Tools

Create professional invoices and generate invoice numbers

Invoice Generator

Create professional invoices with live preview. Download as PDF — completely free.

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Freelancer Invoice Generator

Create invoices with hourly rates, project billing, and automatic calculations for freelancers.

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Invoice Number Generator

Generate sequential, date-based, or custom invoice numbers. Copy or batch generate.

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PayPal Receipt Generator

Create a professional PayPal payment receipt with live preview. Download as PDF — completely free.

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Stripe Receipt Generator

Create a professional Stripe payment receipt with live preview. Download as PDF — completely free.

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Mollie Receipt Generator

Create a professional Mollie payment receipt with live preview. Download as PDF — completely free.

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Link Generators

Create payment links for PayPal and PayRequest

PayPal Payment Generator

Generate a PayPal payment link in seconds. Free PayPal.me link generator with custom amounts.

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Telegram Payment Link Generator

Create a payment link and share it instantly in any Telegram chat or group.

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WhatsApp Payment Link Generator

Generate a payment link and send it directly via WhatsApp chat or group.

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iDEAL Betaallink Generator

Maak een iDEAL betaallink in seconden. Deel via e-mail, WhatsApp of sms. Klanten betalen direct via hun Nederlandse bank.

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Stripe Payment Link Generator

Build a Stripe Payment Link config with amount, currency, and product. Get ready-to-run curl commands or skip the API entirely.

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Mollie Payment Link Generator

Build a Mollie payment config with iDEAL, SEPA, and cards. Get ready-to-run curl commands or skip the API setup.

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Payment Link Generator

Create dynamic PayRequest links with pre-filled customer details and custom fields.

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USDC Payment Link Generator

Generate USDC payment links on Base. Instant settlement, zero chargebacks.

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Crypto Tip Jar Link Generator

Turn your SOL, BTC, or Base/ETH wallet address into a shareable QR code and tip link.

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Bitcoin Payment Link Generator

Create a BIP21 Bitcoin payment link and QR code with an amount, label, and message — works with every major wallet.

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Telegram Payment Link Generator

Turn any payment URL into a Telegram share link with pre-filled amount and message. Send pay links via Telegram in one tap.

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WhatsApp Payment Link Generator

Build a wa.me click-to-chat link with your payment URL and message ready to send. Perfect for WhatsApp Business invoicing.

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Donation Goal Page Generator

Mock up a goal-based donation page for your Discord, game server, or community. Live progress bar preview — perfect for sharing the link in seconds.

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Fraud & Chargeback Tools

Calculate chargeback costs and fraud prevention ROI

Chargeback Cost Calculator

Calculate the true cost of chargebacks beyond the transaction amount. See hidden fees and yearly impact.

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Collections & Late Payments

Calculate late payment interest and recovery costs

Late Payment Interest Calculator

Calculate interest and collection costs on overdue invoices. EU Late Payment Directive compliant.

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Incassokosten Calculator

Calculate Dutch collection fees (incassokosten) on overdue invoices. WIK-compliant for B2B and B2C.

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Software Comparison

Compare billing software costs and features

WHMCS Pricing Calculator

Compare WHMCS 2026 pricing tiers vs PayRequest. See how much you could save on hosting billing.

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Need more than free tools?

PayRequest gives you professional invoicing, payment links, subscriptions, and 20+ payment methods — all from €20/month.

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